Startups need an online bank that meets their needs. It should be responsive, offer comprehensive banking services, be easy to use, and have a team of professionals available when needed. Some banks meet these criteria perfectly and are therefore widely used by startups.
Qonto
To start with, we have Qonto. This online bank, specialized in the domain of self-employed, small business, and startups, offers a comprehensive and qualitative range of services. Opening an account is just a few clicks away and Qonto even offers to help you set up your business. Specialized advisors are quickly available via chat. Once you are a customer, Qonto allows you to manage your finances on a daily basis by offering physical or virtual bank cards, SEPA transfers, expense reports, and automated accounting. In addition, to better manage your expenses, it is possible to create a bank account for each expense item (wage, suppliers, contributions, taxes, etc.).
Shine
Then there is Shine. This is an essential online bank that offers a variety of banking services. Via the mobile application, you have access to an unlimited transaction history, real-time notifications, and complete bank card settings. In addition, the account includes accounting and billing tools to ensure that you can manage your spending quickly. Various insurances are included to further simplify your daily life. If you have any questions, a team of experts is available 7 days a week to help you with your administrative procedures. Finally, your money is insured up to €100,000 by the Fonds de Garantie des Dépôts et de Résolution (FGDR).
Anytime
Anytime online banking offers banking solutions for different types of businesses: self-employed entrepreneurs, small and medium-sized enterprises, and startups. With a bank account and a dedicated API, Anytime also offers you the possibility to automate the management of your finances to the maximum. From cards for each employee to international transfers and cheque cashing, this online bank offers you a complete service. Speed is at the heart of the experience, as you will be able to digitize your expense reports, use virtual cards to pay your suppliers in a few clicks, or make group transfers to optimize your time.