Online Banking Software Deals

Online Banking Software

Over the years, the traditional banking sector has evolved towards a digital offering. Today, the big banks stand alongside disruptive fintech players. All of them are competing to offer efficient online banking solutions. For a startup, these online banks are the ideal solution for managing daily cash flow without having to worry about it. Indeed, online banking is ideal because it combines fluidity, speed, and simplicity.

17 deals available

Stripe

Manage your online payments

Waived fees on tens of thousands dollars in Stripe card processing

Save up to $500

Valid for existing customers

Popular

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Revolut

Multi-currency online business account

6 months free on the Grow plan or 2 months free on the Scale plan

Save up to $200

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Qonto

The all-in-one business account

3 months free on Essential (for businesses), 4 months free on Smart, or 7 months free on the Basic plan (for freelancers)

Save up to $100

Free

Get deal for FREE

Airwallex

A complete financial suite

Get $300 bonus after $3000 spent through Airwallex Borderless Card.

Save up to $500

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Mainstreet

Make money and boost profitability

$500 in credits

Save up to $500

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Karmen

Growth capital, without dilution

Zero commission on the first €10,000 financed

Save up to $1000

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Freebe

Micro-business management software for freelancers

50% off on annual plan

Save up to $42

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Mangopay

Secure online payment solution

€50,000 free transaction volume for 6 months

Save up to $800

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Shine

100% online pro account

3 months free on Premium plan

Save up to $90

Free

Get deal for FREE

Chargebee

Billing and subscription management for SaaS B2B

Free access to Rise Plan (300$/month) for 2 years from date of coupon application

Save up to $7200

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Cashfree

Next Gen Payment Gateway

$50k+ of free transaction credits

Save up to $1000

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SubOps

Optimize the cost of the paid software you use

Get 50% off for any annual plan

Save up to $250

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Axonaut

360° Business Management Software

3 months free up to 50 users

Save up to $2754

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Mercury

Online banking accounts and services for startups

Spend $10K on your debit card within 90 days of account approval and get $500.

Save up to $500

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PayPlug

Omnichannel payment solution for SMEs

3 months off on Pro or Premium plans (except Shopify plugin)

Save up to $150000

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Chargify

Subscription management software for B2B SaaS

2 months free for a 1 year contract (14 months total)

Save up to $2998

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InvoiceBerry

Online invoicing software to get paid faster

6 months free on Pro plan

Save up to $180

Get deal

About Online Banking

Which banks do startups use?

Startups need an online bank that meets their needs. It should be responsive, offer comprehensive banking services, be easy to use, and have a team of professionals available when needed. Some banks meet these criteria perfectly and are therefore widely used by startups.

Qonto

To start with, we have Qonto. This online bank, specialized in the domain of self-employed, small business, and startups, offers a comprehensive and qualitative range of services. Opening an account is just a few clicks away and Qonto even offers to help you set up your business. Specialized advisors are quickly available via chat. Once you are a customer, Qonto allows you to manage your finances on a daily basis by offering physical or virtual bank cards, SEPA transfers, expense reports, and automated accounting. In addition, to better manage your expenses, it is possible to create a bank account for each expense item (wage, suppliers, contributions, taxes, etc.).

Shine

Then there is Shine. This is an essential online bank that offers a variety of banking services. Via the mobile application, you have access to an unlimited transaction history, real-time notifications, and complete bank card settings. In addition, the account includes accounting and billing tools to ensure that you can manage your spending quickly. Various insurances are included to further simplify your daily life. If you have any questions, a team of experts is available 7 days a week to help you with your administrative procedures. Finally, your money is insured up to €100,000 by the Fonds de Garantie des Dépôts et de Résolution (FGDR).

Anytime

Anytime online banking offers banking solutions for different types of businesses: self-employed entrepreneurs, small and medium-sized enterprises, and startups. With a bank account and a dedicated API, Anytime also offers you the possibility to automate the management of your finances to the maximum. From cards for each employee to international transfers and cheque cashing, this online bank offers you a complete service. Speed is at the heart of the experience, as you will be able to digitize your expense reports, use virtual cards to pay your suppliers in a few clicks, or make group transfers to optimize your time.

What is online banking?

An online bank is a banking institution offering services accessible via a web browser and/or a mobile application. Sometimes it is just a subsidiary of a traditional bank, but it can also be a part of 100% online banks created by Fintech.

These online banks offer a range of core banking products such as a current account and payment facilities. Offers for individuals also generally include savings products or consumer credit. Thus, online banking is above all a dematerialised bank benefiting from the advantages of digital technology.

What are the advantages of online banking for startups?

First of all, an online bank usually tries to differentiate itself from a traditional bank. To do this, it must capitalize on its strength: dematerialisation. This characteristic offers essential advantages such as responsiveness. Indeed, an online account is accessible at any time and any place.

For professionals launching a startup or striving to grow it, time is precious. For this reason, not having to travel or make an appointment with a bank advisor is invaluable. Alongside accessibility, we find immediacy. Opening an account quickly in an online bank, unlike a traditional bank, is a great convenience. Even setting up a company and desposting capital are steps that are taken in record time.

Finally, this type of bank is ideal for controlling your expenses. Bank charges are reduced to a minimum or even non-existent. All this means that you don’t have to strain your budget unnecessarily, while still having access to a quality bank account that is adapted to your needs.

How to use online banking to manage your business when you are a startup?

Online banking will save you a lot of time. Via your business account, you will be able to centralize your cash flow and keep a close eye on your income and expenses.

In addition, the services offered by your online bank will enable you to manage all your financial activities:

- Use of a bank card for each employee

- Setting up payment limits for each member

- Creation of virtual cards if necessary

- Follow-up of current operations

- SEPA transfers and direct debits

- Etc.

In addition, multiple payment methods will be perfect to adapt to your business needs. You don’t waste time, as real-time notifications on your smartphone allow you to focus on what’s important: developing your business.

Managing your business becomes simpler, as this anywhere bank makes it easy to manage your business. Moreover, the best online banks offer you the possibility to automate your accounting. Freed from the cumbersome procedures of traditional banking, you can optimize your time and concentrate on managing your team.

In addition, some banks offer experts available 7 days a week to help you manage your account, but who are also able to answer administrative questions.

So you can run your business more efficiently with online banking by optimizing your time and improving accounting tracking.

Online Banking Software promo code – December 2022