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Xero Reviews
68 reviews
Save BIG on
Xero
Save up to $432 on Xero
Xero
Used by 1467 members
90% off for 6 months
Save up to $432 on Xero
Save BIG on
Xero
- 01 Is Xero any Good? My expert Review
- 02 Pros and cons from reviewers
- 03 Main features
- 04 How Xero compare to similar software?
- 05 Who is Xero best for according to our reviewers?
- 06 Xero Reviews
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01 Is Xero any Good? My expert Review
I have been working in accounting for over 10 years and have tried many different accounting programs. It is hard to find a program that I am comfortable recommending however, Xero is easy to use and I can trust them. What I really like about Xero (the company) is the software itself seems relatively simple in layout and design, the non-accountant clients we work with (usually small business clients) seem to be able to figure the software out in a fairly short time. Most clients can go from not knowing anything about accounting software to understanding the structure of the software in a few days, and implement it within weeks. I assisted one local Canadian retailer with the online reinvoicing module and account reconciliation software, and, sooner than later but not too soon that she couldn't manage it going forward, was generating invoices and reconciling accounts on her own without additional services.
Xero is also awesome because it integrates into many third-party applications. For instance, I recently assisted one of my e-commerce clients with setting up their Shopify store to Xero, and it was painless! The automations have saved them hours of monthly data entry, and, was a win for businesses looking to scale without increasing manual administration. That said, at times customer service can seem slow. For instance, a client was having issues with the bank feeds, and once the client was referred to bank support, they weren't given an effective response in a timely manner which threw their system off for a considerable amount of time. Additionally, their payroll software in my opinion seems to be great for small teams; however, bigger companies may want for more.
At the end of the day, I believe that spending money on Xero was worth it considering my limited experiences; especially for small to medium companies wanting accounting software that works well and is easy to use. From the stand point of usability, and for integrating of applications, it's software that several of my clients are utilizing.
02 Pros and cons from reviewers
Pros from reviewers
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Quality product backed by a solid company
Xero is a high-quality product supported by a strong company that values its advisors and considers them crucial to their business model -
Open-platform ethos
Xero operates on an open-platform ethos, making it easy to manually import bank transactions via a CSV file and undo the import if necessary -
Seamless integration with apps
Xero integrates well with other apps, which is beneficial for long-term business operations. It is leading the way in terms of integration alongside QBO -
User-friendly interface
Xero's user-friendly interface allows users to handle financial matters independently. It offers clear reporting, seamless invoicing, and simple account reconciliation -
Comprehensive software at a fair price
Xero is a comprehensive software that meets all the basic needs of businesses at a fair price. It has uncomplicated bank feeds and allows for the straightforward creation and dispatch of sales invoices.
Cons from reviewers
-
Limited payroll function
Some users have found Xero's payroll function to be lacking in features and complexity, suggesting that it could be improved with more features and simplification -
Poor customer service
Xero's customer service has been criticized for being difficult to reach and unresponsive, with no direct contact options such as phone calls, emails, or chat support -
Difficulty in setting up bank feeds
While many users find Xero's bank feeds uncomplicated, some have found the setup process challenging and time-consuming -
Limited reporting capabilities
Some users have found Xero's reporting capabilities to be somewhat limiting, suggesting that the software could benefit from more comprehensive and customizable reporting options -
Lack of inbuilt payroll feature
Unlike some of its competitors, Xero does not have an inbuilt payroll feature and instead relies on integration with other software, which can be costly for some businesses.
Xero
Accounting software
90% off for 6 months
Save up to $432
03 Main features
Starting Price
Free Plan
Analytical reporting
Quote creation
Online invoicing
Online support
Mobile application
More details about Xero plans
Starting Price
$29
per user per month
Free Plan
No
Analytical reporting
Quote creation
Online invoicing
Online support
Mobile application
Xero
Accounting software
90% off for 6 months
Save up to $432
04 How Xero compare to similar software?
The simplest way to frame it is this: QuickBooks Online is a broader accounting platform, while Xero is a more streamlined bookkeeping experience that still covers serious SMB needs.
QuickBooks Online is the better match when you have, or expect, complexity: layered workflows, more detailed reporting requirements, and stakeholders who want finance to behave like an operating system, not a spreadsheet replacement. It’s also a common choice in the US when teams want accounting tightly connected with payroll and operational finance. For many companies, the trade-off is worth it: more configuration upfront, but fewer compromises later.
Xero shines when you want the books to stay accurate without turning your week into an accounting side quest. Its interface and core flows encourage frequent reconciliation and clean categorization, and the product puts collaboration, with accountants and bookkeepers, at the center. That makes it a strong fit for service businesses, founders who want...
Xero
Used by 1467 members
Accounting software
90% off for 6 months
Save up to $432
Quickbooks Online
Used by 189 members
Simplify your accounting, streamline your business.
50% off for 3 months (US-based companies)
Save up to $352
When delving into the distinctions between two prominent cloud-based financial applications, Zoho and Xero, it becomes evident that several key factors set them apart. These differences revolve around the breadth of services offered, pricing structures, scalability, and integration capabilities.
Firstly, Zoho distinguishes itself by providing a comprehensive suite that extends well beyond accounting. It serves as a versatile one-stop solution accommodating the multifaceted needs of various industries. Zoho's unique advantage lies in its seamless integration with other Zoho products like CRM, project management, and HR, creating a unified ecosystem. In contrast, Xero primarily focuses on accounting and financial management, making it a more specialized choice.
When analyzing pricing plans, Zoho emerges as the more cost-effective option. It not only offers competitive rates but also provides a free trial with limited features, making it accessible for businesses exploring their options....
Xero
Used by 1467 members
Accounting software
90% off for 6 months
Save up to $432
Zoho
Used by 1401 members
All-in-one customer relationship management software
$3,000 in credits for 1 year
Save up to $3,000
Xero and QuickBooks are two leading accounting software solutions designed to simplify financial management for businesses. While they share common functionalities, there are key differences that can influence your choice between the two.
One of the most significant distinctions is the user interface and overall user experience. Xero is renowned for its intuitive and user-friendly interface, making it accessible even for those with limited accounting experience. QuickBooks, on the other hand, offers a robust feature set but may have a steeper learning curve due to its comprehensive nature.
Another important factor to consider is scalability. Xero is a cloud-based accounting software that is particularly well-suited for small to medium-sized businesses. It allows for easy collaboration among team members and provides the flexibility to access your financial data from anywhere with an internet connection. QuickBooks, while also offering cloud-based options, is known for its scalability...
Xero
Used by 1467 members
Accounting software
90% off for 6 months
Save up to $432
QuickBooks
Used by 893 members
Optimize your accounting and invoicing management with ease.
30% off for 6 months
Save up to $423
05 Who is Xero best for according to our reviewers?
-
Dissatisfied Users of Other Accounting Software
Users who find other accounting software like Sage Line 50 and Quickbooks complex and lacking in essential features and integrations may find Xero a better alternative. However, they should be aware of the occasional challenges in setting up bank feeds and the limitations in reporting. -
Startups
Xero is beneficial for startup founders who often juggle various roles. The dashboard provides a clear overview of the company's performance and helps in managing the runway. However, they might find the lack of inbuilt payroll support a drawback -
Small Business Owners
These users will appreciate Xero's user-friendly interface and the ability to handle financial matters independently. The software offers clear reporting, seamless invoicing, and simple account reconciliation -
Accountants and Financial Advisors
Xero is a great tool for these professionals due to its open-platform ethos and features like Cash Coding and Find & Recode. The software also allows for easy import and undoing of bank transactions -
Remote Teams
Teams that do not operate from a central office will find Xero's online feature particularly useful. The software allows for easy sharing of access with team members and accountants
Xero
Accounting software
90% off for 6 months
Save up to $432
06 Xero Reviews
Xero rating
Xero Reviews
-
Bertram Jacobi
Ecommerce Bookkeeping with Payout Matching Rules
We moved our agency to Xero mainly for collaboration with our external accountant, and that part has been excellent. They can jump in at any time, leave notes, and review reconciliations without us sending files back and forth. The reporting pack is good for monthly reviews, particularly profit and loss and aged receivables, though I would not mind more built in management report layouts
May 24, 2026
-
Isidro Price
Recurring Billing & Expense Claims that Just Work
Xero is one of the few accounting tools I have used that non finance staff did not immediately hate. The layout is simple, attaching files to bills is easy, and the fixed asset register has been handy for tracking equipment purchases. There is a learning curve around reports if you want something very specific, but day to day use is smooth. We also got an intro offer via Joinsecret that cut the cost sharply for six months, which was genuinely helpful at startup
May 22, 2026
-
Ian Mills
Streamlined Accounts Payable & Approvals
What sold me on Xero was how well it handles VAT and invoice templates without feeling bloated. It is straightforward for day to day bookkeeping, and the integration with Stripe and payroll apps meant we did not have to rebuild our whole process. I signed up through Joinsecret and got a steep discount for the first six months, which helped while we were still getting everything in place
May 18, 2026
-
Edwardo Jacobs CPA
VAT-Ready Invoicing with Key Integrations
We use Xero across a small team and the permissions are flexible enough that our bookkeeper, ops manager, and accountant can each do what they need without stepping on each other. I also appreciate the audit trail on edited transactions because it makes it much easier to track down who changed what
May 14, 2026
-
Rick Gerlach
Team Collaboration, Permissions & Audit Trail
Xero made month end less painful for us. The bank reconciliation screen is fast, the suggested matches are usually right, and attaching bills to transactions helps when our accountant asks questions. Reporting is solid for a small business, although I sometimes export to Excel for more custom views
May 9, 2026
-
Stacey Doyle
Cleaner Month-End with Fast Reconciliation
I like Xero for invoicing because recurring invoices, automatic reminders, and online payment links cut down the back and forth with clients. The mobile app is actually useful for sending invoices right after a job, and expense capture works well enough for receipts, even if I occasionally need to tidy up a category later
May 6, 2026
-
Clemente Corkery MD
Time-Saving Bank Feeds & Smart Rules
We switched to Xero from spreadsheets and the bank feed rules alone saved us a lot of time, especially for repeat supplier payments. The dashboard is clean and I can see cash flow, overdue invoices, and upcoming bills without digging around, though I still had to spend a bit of time setting up the chart of accounts properly at the start
May 3, 2026
-
Codi Gorczany
Simple UI Non-Finance Staff Can Use
I run a small ecommerce business and Xero has been good for keeping bookkeeping organized alongside inventory and payment integrations. Matching payouts and fees still needs attention, but once the rules are in place it is manageable. The invoice reminders and statement feature have improved collections more than I expected, and getting the first half year heavily discounted through Joinsecret was a nice bonus rather than the main reason I chose it
April 29, 2026
-
Monet Koch
Seamless Accountant Collaboration & Monthly Reporting
Xero has been reliable for accounts payable in our business. Bills are easy to schedule, approval flow is simple, and the contact history helps when we need to check past payment terms. The search could be a little better in edge cases, but overall it is much easier to work in than older desktop software. I also came in through Joinsecret and the reduced pricing early on made the switch less risky
April 26, 2026
-
Sidney White
Joinsecret Discount Gave Breathing Room for Setup & Automation
Also got the Joinsecret 90% off offer for Xero, and it was a nice cushion during the first couple months while we set up tracking categories and dialed in automation rules without feeling rushed by the subscription cost.
April 18, 2026
Start saving on the best SaaS
Secret has already helped tens of thousands of startups save millions on the best SaaS like Microsoft Teams, Google Workspace & many more. Join Secret now to buy software the smart way.