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Qonto Promo code
The all-in-one business account
Qonto makes it easier to manage your daily finances (credit cards, expense report and accounting). All of it, with no hidden fees or bad surprises.
Redeemed 1614 times - Verified discount · June 2026
I am very impressed with how easy and smooth the process of redeeming Qonto's offer through Secret was. I was literally one click away from getting the reduction whenever I wanted to. What truly sets Secret apart from other similar websites is that their offers actually work. Joinsecret is a serious and reliable platform for companies to secure valuable redemptions and achieve significant savings.
Baptiste Michaud
CEO, Sora Skills
Qonto
4.6/5
(53)
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Save up to $100
2 months free on the Basic and Smart plans
Eligibility questions
All the applications are manually approved by our Customer Success Team. If you have questions about our application process, please send us an e-mail at applications@joinsecret.com.
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Qonto Promo Code: 2 months free on the Basic and Smart plans
Through our unique partnership with Qonto, new users can enjoy an exclusive promo code: get the first two months free on select plans, and save up to $100. This deal is a game-changer for startups and early-stage organizations aiming to enhance their financial management without upfront costs. Dive into Qonto’s robust features like real-time spending notifications and comprehensive reporting to empower your business's financial health. Additionally, this promotion provides access to Qonto's streamlined banking interface and multi-currency accounts, allowing you to handle international transactions with ease. Don’t miss this deal to optimize your cash flow and financial strategies with one of the leading digital banking platforms in the industry.
How should I go about applying my Qonto promo code?
To take advantage of this offer, simply follow this exclusive link, choose your preferred plan, and enter the code JOINSECRET2M at checkout. Ensure that you use this link, as the promo code is only valid through this specific channel.
Can existing customers benefit from this special offer?
This particular offer is designed exclusively for new users of Qonto. Existing customers, unfortunately, won't be eligible for this discount code.
Why should I redeem this Qonto coupon?
Securing this discount code translates directly into tangible savings for your startup. With Qonto's Basic plan priced at €11 per user per month, and the Smart plan at €23, the two free months provided by this offer can save you up to €46 on the Basic plan and up to €92 on the Smart plan. This considerable cost reduction allows you to allocate resources more effectively while benefiting from Qonto’s comprehensive financial management tools, enhancing operational efficiency from the get-go.
2 months free on the Basic and Smart plans
Eligibility questions
All the applications are manually approved by our Customer Success Team. If you have questions about our application process, please send us an e-mail at applications@joinsecret.com.
General information
Qonto is a modern banking platform designed specifically for startups and small businesses. With Qonto, you can simplify your financial management, streamline your banking processes, and gain greater control over your finances.
The Qonto banking platform offers a comprehensive suite of features tailored to the unique needs of startups. You can open a business account quickly and easily, without the need for cumbersome paperwork or length approval processes. Qonto provides a seamless onboarding experience, allowing you to get up and running with your banking operations in no time.
One of the key advantages of Qonto is its user-friendly interface and intuitive design. The platform offers a clean and intuitive dashboard where you can manage your finances, track transactions, and access real-time insights. Qonto makes it easy to categorize expenses, generate reports, and gain a clear overview of your financial health.
With Qonto’s software, startups can benefit from advanced payment functionalities. You can make and receive payments easily, whether it’s local or international transactions. Qonto supports multiple currencies, enabling you to expand your business globally and simplify your international banking needs. The platform also integrates seamlessly with accounting software, saving you time and effort in reconciling your financial data.
There are thousands of startups and small businesses that rely on Qonto’s platform to manage their finances and simplify their banking operations. Qonto’s modern approach, dedicated support, and tailored features make it a trusted partner for startups to streamline your financial management and focus on your core business.
Take advantage of Secret’s promotional offer for Qonto’s pricing plans and save valuable resources for your startup’s finances. Gain better control!
Expert review on Qonto
I don’t know about you but all my money ever seems to say is goodbye… 👋 although money management wasn’t my forté to begin with so I have no one to blame but myself 🤷
What is Qonto?
Qonto makes your money management simple and effective, giving you access to your financial performance and accounts wherever you are in just a few clicks 💰 Manage all of your daily finances and transactions in just one application, including your business account & cards, invoice management, expense & spend management, and bookkeeping 🧾 What’s more, Qonto’s software even allows you to control your expenses with your team, delegating where necessary and helping you all stay up-to-date on your account for effective financial management 💪
Our opinion about Qonto:
Qonto is the perfect tool for those who are self-employed or freelancers, micro-businesses, SMEs and associations, with appropriate pricing available for all 🧰 The simplicity in managing your account is a game-changer in a startup’s launch and is the perfect solution for entrepreneurs who want to leave the old way of banking behind them to use a tool that makes their lives a whole lot easier 🌟
Qonto Pricing:
Different & transparent pricing is available for freelancers, SMEs and entrepreneurs creating their companies 🚀 Each plan is laid out to give you the features you need, from the number of IBAN & transfers a month to Premium cards & integrations 💳 Save money on Qonto with Secret’s offer of up to 7 months free!
- More details about Qonto plansBest Qonto alternatives:
If you’re looking for an alternative to Qonto then you may check out Shine, Mercury, Ramp, Spendesk, Pleo or the many other great alternatives that are available! 🙌
- More alternatives to Qonto
Customer Success Manager
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Frequently Asked Questions about Qonto's promo
Does Qonto offer any startup discounts?
Absolutely! Qonto's current promotion offers up to two months free on select plans for businesses based in France, Belgium, Italy, Portugal, the Netherlands, Austria, and Spain, making it a superb cost-saving opportunity for professionals looking to streamline their financial processes efficiently.
Is there a guarantee associated with Qonto's promo?
While specific guarantees on the promotional terms are directly handled by Qonto, our partnership ensures the legitimacy and applicability of the promo codes provided through our exclusive link.
What perks does the Qonto promotional code include?
This promotional code grants new users two months free on either the Basic or Smart plan. It's a fantastic way to experience Qonto’s robust features, including seamless transactions, comprehensive reporting, and dedicated customer support, without initial costs.
How can I confirm the application of my Qonto discount?
Once you sign up and apply the code, the discount should be visible in your new Qonto account's billing section, confirming that the savings have been successfully activated.
Pricing
Basic
$11
per month
1 Mastercard debit card
30 SEPA transfers/direct debits per month
Built-in invoicing tools
Smart
$23
per month
1 Mastercard debit card
60 SEPA transfers/direct debits per month
1 sub-account with its own IBAN
Premium
$45
per month
1 Mastercard debit card
100 SEPA transfers/direct debits per month
4 sub-accounts with dedicated IBANs
More details about Qonto plans
2 months free on the Basic and Smart plans
Eligibility questions
All the applications are manually approved by our Customer Success Team. If you have questions about our application process, please send us an e-mail at applications@joinsecret.com.
Qonto features
Simplify your accounting management with Qonto.
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Simplified accounting
Payment receipts, VAT collection and expense reports are simplified: no more need to worry about audits.
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Multiple accounts
An account per expense items (salaries, suppliers, contributions, taxes) so you can better control your finances.
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Integrations
Secured connexions with dozens of availables softwares and apps to automate your finances' management.
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Mobile app manageability
Keep your finances under control from the palm of your hand with Qonto's mobile app. Check your balances any time, anywhere, and make payments on the go.
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Expense categorization
Say goodbye to manual accounting. Qonto allows you to automatically categorize expenses by type, so you can easily keep track of your spending and know where your money is going.
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Payment tracking
Know exactly when payments are made and received with Qonto's payment tracking feature. No more waiting for bank statements or worrying about missed payments.
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Multi-user access
Collaborate seamlessly with your team by granting multi-user access to your Qonto account. Set different levels of permissions and control who can make payments, view transactions, and more.
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Freezing cards
Protect your business from fraud by freezing and unfreezing your Qonto cards in real time. If you suspect a card has been compromised, freeze it instantly and avoid unauthorized charges.
Qonto Reviews
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Staci Weissnat
Joinsecret Bonus, Helpful Notifications & Categorization
I like that invoices, transfers, and account statements are all in one place, and the bookkeeping export is straightforward enough that our accountant stopped chasing us for missing files every month
May 30, 2026
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Kristopher Jast
Responsive Support for SEPA & Useful Help Center
the audit trail for who did what is clear, which matters when multiple people can initiate payments
May 26, 2026
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Otis Balistreri
Clear Audit Trail for Team Payments
We onboarded freelancers and gave them cards with tight limits, and it’s been a good middle ground between trust and control
May 17, 2026
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Dale Lebsack
Freelancer Cards with Tight Limits
scheduled transfers help us “pay ourselves first” every week
May 11, 2026
More Qonto's reviews
Qonto: Pros and Cons
Pros
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Customer service: Qonto’s customer support is competent and very responsive
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Many features: Qonto offers very relevant accounting or investment features
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Many company statuses: The online bank accepts 7 different company types (including LTDs, EURL and SARL)
Cons
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Lack of certain services: The neobank does not offer banking products, overdraft or chequebook
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Monthly constraints: There is a monthly limit to the number of transfers and cash-ins
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