14 Best Alternatives to Qonto in April 2024

Alternatives & Competitors to Qonto

  1. 1. QuickBooks
  2. 2. Stripe
  3. 3. Rippling
  4. 4. Expensify
  5. 5. Revolut
  6. 6. Mercury
  7. 7. Every
  8. 8. Ramp
  9. 9. SAP Concur
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Here are competitors or alternatives to Qonto and other similar Accounting software. You need to consider some important factors when choosing a tool like Qonto for your business: the main features of each solution, ease of use of user interface, pricing or value for money for instance. Each software has its pros and cons so it's up to you to choose the best alternative to Qonto that meets the needs of your small business. To help you compare each app and choose the right solution, we have put together a list of the best competitors of Qonto. Discover sofware like QuickBooks, Stripe, Rippling or Expensify.

List of Alternatives to Qonto

From Accounting tools, we have selected the best alternatives to Qonto based on reviews for each solution and similarities with Qonto. Of course, each solution has its benefits and drawbacks, and its own features but, whether you are a small business, a startup or a large enterprise, you will find the right choice that empowers your projects.

logo quickbooks

Description

Quickbooks is a software that will allow you to manage your accounting quickly and easily. Record your expenses with simple photos, analyze your cash flow, manage your unpaid bills, and many other tasks that will simplify your accounting life.

QuickBooks compared to Qonto

Qonto is a better solution for customer support than QuickBooks: 4.6 vs 4.0

Qonto is better at ease to use than QuickBooks: 4.5 vs 4.0

Qonto is better at value for money than QuickBooks: 4.4 vs 4.1

QuickBooks is more versatile than Qonto: 164 vs 52

QuickBooks: Pros & Cons

User interface: Quickbooks software has a pleasant user interface
Software integrations: There are many relevant integrations
Customizable reports: The detailed information provided by the online solution helps to improve the workflow
Expensive tool: Price plans with the most interesting features are priced high
Learning curve: Easy to use, but takes a long time to get the most out of the tool
Customer service: Support is mostly based on the community and online forums

Best features

  • - Adapt your billing to your needs

  • - Keep your accounts up to date efficiently

  • - Monitor your performance

  • - Monitor your cash flow and forecasts

  • - Automate your tax calculations

  • - Access all your data on a single platform

  • - Digitize all your expenses

QuickBooks pricing

Simple Start

$30 / month

Essentials

$55 / month

Plus

$85 / month

Advanced

$200 / month
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logo stripe

Description

Stripe is a payment solution for ecommerce websites. It can be easily integrated to your website or app, and allows you to accept your customers' payments.

Stripe compared to Qonto

Stripe has better positive reviews compared to Qonto: 94 vs 85

Stripe is better at customer service than Qonto: 4.7 vs 4.6

Qonto has more functions than Stripe: 52 vs 34

Why is Stripe a good alternative to Qonto?

Stripe offers a compelling alternative to Qonto for businesses looking for a versatile payment processing solution. While Qonto primarily focuses on business banking services, Stripe specializes in online payment processing, making it ideal for e-commerce and online businesses. Stripe's user-friendly platform allows businesses to accept payments from various sources, including credit cards, mobile wallets, and more, while providing robust security and fraud prevention features. Additionally, Stripe offers powerful developer tools for custom integrations and supports global payment methods, making it a preferred choice for businesses with a strong online presence. With Stripe, businesses can streamline their payment processing and enhance their online revenue potential.

What are the differences between Stripe and Qonto?

Stripe and Qonto serve distinct financial needs for businesses. Stripe specializes in online payment processing, enabling businesses to accept payments from various sources, with a focus on e-commerce and online transactions. It offers developer-friendly tools for custom integrations and supports global payment methods. In contrast, Qonto primarily functions as a business banking platform, providing business accounts, payment processing, and financial services. It focuses on managing business finances, including transactions, accounts, and expense tracking. The choice between Stripe and Qonto hinges on your specific requirements. If online payment processing is a priority, Stripe is the preferred option. For comprehensive business banking and financial services, Qonto is the better choice.

Stripe: Pros & Cons

Customer support: Customer service for this online payment solution is available 24/7
Advanced statistics: The reporting features of the tool are complete
Pricing method: The flat rate pricing, which is transparent and has no setup fees, is attractive
No trial version: Stripe does not offer a free trial of the payment gateway
Geographical limitations: The platform is only available in 39 markets
Complex API: Stripe’s API and open source tools are difficult to use without development expertise

Best features

  • - Payment processing

  • - Payment analytics and reporting

  • - Subsidiary services

  • - Subscription billing

  • - Fraud prevention

  • - International expansion

  • - Developer-friendly APIs

  • - Customizable checkout

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logo rippling

Description

Rippling is an online tool to simplify the management of your business. This platform centralizes human resources, information technology and finance in one place. Optimize your processes, save time and improve your profitability.

Rippling compared to Qonto

Rippling has better positive reviews than Qonto: 98 vs 85

Rippling is better at customer support than Qonto: 5.0 vs 4.6

Rippling is easier to set up than Qonto: 5.0 vs 4.5

Rippling is more suitable for small businesses thanks to its good value for money than Qonto: 4.8 vs 4.4

Rippling is better at number of features than Qonto: 186 vs 52

Rippling: Pros & Cons

All-in-one solution: The platform centralizes HR, IT and finance needs
Ergonomic: The tool is very pleasant and intuitive to use
Customizable: Rippling is perfectly suited to the needs of companies of all sizes
Solution cost: Pricing plans are relatively expensive
Learning curve: As there are many features, it takes some time to get used to the platform
No free trial: There is no free trial. However, it is possible to get a 30-minute demonstration with an expert.

Best features

  • - Discover a unified workplace platform

  • - Streamline your HR processes

  • - Manage your employees, wherever they are

  • - Improve the profitability of your business

  • - Simplify your IT management

  • - Expand your business globally

Rippling pricing

$8 / user / month
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logo expensify

Description

Expensify is an expense management solution that helps streamline the way you handle your financial transactions. With Expensify, you can easily track expenses, capture receipts, and manage reports, all in one user-friendly platform.

Expensify compared to Qonto

Expensify has better positive reviews compared to Qonto: 89 vs 85

Qonto is better at customer service than Expensify: 4.6 vs 4.0

Qonto is better at value for money than Expensify: 4.4 vs 4.2

Expensify has more options than Qonto: 85 vs 52

Expensify: Pros & Cons

Automated processes: Expensify automates various aspects of expense management, including receipt scanning and expense report creation
Integration capabilities: The platform offers robust integration with a wide range of accounting software, payment systems, and travel apps
User-friendly interface: Expensify is designed with a straightforward, intuitive interface that is easy for users of all technical skill levels to navigate
Cost considerations: While Expensify offers valuable features, its pricing can be a concern for small businesses or individuals
Limited customization: Some users may find the customization options in Expensify limited
Occasional software glitches: Like any software, Expensify can experience technical glitches or issues with syncing data

Best features

  • - Integration with accounting software

  • - Policy compliance checks

  • - Receipt scanning

  • - Automated expense reports

  • - Credit card integration

  • - Mileage tracking

  • - Multi-currency support

  • - Corporate card reconciliation

Expensify pricing

Collect

$5 / user / month

Control

$9 / user / month
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logo revolut

Description

Revolut Business is an online account for professionals. Multi-currency, it allows you to easily trade internationally. Thanks to its comprehensive and easy-to-use features, this internet banking account is suitable for all types of businesses.

What's the difference between Revolut and Qonto?

When faced with the decision between Qonto and Revolut, it's essential to explore the distinct attributes that set these two fintech solutions apart. While both cater to businesses, they excel in different aspects of financial management.Qonto takes the lead in fostering seamless team collaboration and providing meticulous expense tracking capabilities. This makes it an ideal choice...

Revolut: Pros & Cons

Mobile application: The app offered by the online bank is user-friendly and has relevant features
International rates: International transfers and exchange rates are competitive
Wide range of prices: The different price plans allow you to choose the one that suits your business
ATM transactions: All ATM transactions are subject to a fee
Free account: The free account is too limited to be interesting
Lack of certain services: No cash deposit, no credit, no overdraft

Best features

  • - Secure your financial transactions

  • - Customise your payment approvals

  • - Enjoy the benefits of automation

  • - Save time with accounting integrations

  • - Get paid faster with Revolut Invoices

  • - A high-performance multi-currency account

  • - Centralize and track your financial flows

  • - Issue corporate cards to your team

Revolut pricing

Free

Grow

$25 / month

Scale

$100 / month
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logo mercury

Description

Mercury helps startups grow and manage their capital by offering simplified banking services with no hidden costs.

Mercury compared to Qonto

Mercury has better positive reviews compared to Qonto: 100 vs 85

Mercury is better at customer service than Qonto: 5.0 vs 4.6

Qonto is more user friendly than Mercury: 4.5 vs 4.0

Qonto is better at value for money than Mercury: 4.4 vs 4.0

Mercury has more features than Qonto: 106 vs 52

Best features

  • - Core Banking Services

  • - Authorizations and security

  • - Mercury credit

  • - Mobile app

  • - Business insights

  • - Instant payroll

  • - Integrations

  • - Automated management of your cash flow

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logo every

Description

The Every platform supports founders in the management of their company’s finances. From accounting to treasury to HR, Every offers complete functionalities to help you optimize your financial management.

Best features

  • - Outsource your accounting management

  • - Make your corporate cash flow grow

  • - Get your daily actions done, fast

  • - Benefit from HR support

  • - Hire and pay your employees

Every pricing

Banking & Treasury

Free

HR, Payroll & Benefits

$25 / user / month

Bookkeping & Tax

$150 / month
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Ramp Logo

Description

Ramp is a financial platform designed for businesses, offering streamlined expense management and insights to drive cost savings. It simplifies financial processes with intuitive tools and real-time reporting, making it easier for companies to control their spending and maximize their financial health.

Ramp compared to Qonto

Ramp has better positive reviews compared to Qonto: 98 vs 85

Qonto is better at customer service than Ramp: 4.6 vs 4.5

Ramp pricing plans are more competitive than Qonto: 4.9 vs 4.4

Qonto has more features than Ramp: 52 vs 46

Ramp: Pros & Cons

Time saving: Ramp speeds up data processes, allowing users to save valuable time.
Flexibility: Ramp offers great flexibility by allowing users to customize features according to their specific needs.
Easy Integration: Ramp can be easily integrated with other tools and platforms, which enhances the efficiency and productivity of users.
High cost: Ramp can be expensive for small businesses, as it requires a significant initial investment and monthly subscription fees.
Complexity: Ramp has a complex user interface that can be difficult to understand and use for new users or those who do not have much experience with technology.
Lack of customization: The Ramp software offers standardized features that cannot be fully customized to meet the specific needs of each company.

Best features

  • - Flexibility

  • - Technical support

  • - Interactivity

  • - Integration capability

  • - Advanced features

  • - Customization options

  • - Automated workflows

  • - Real-time alerts and notifications

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logo sap concur

Description

SAP Concur provides a comprehensive set of travel, expense, and invoice management solutions to help businesses streamline their financial processes, increase compliance and control, and gain visibility and insights into their spending.

SAP Concur compared to Qonto

Qonto is better at customer service than SAP Concur: 4.6 vs 4.0

Qonto is easy to use compared to SAP Concur: 4.5 vs 4.0

Qonto pricing plans are more competitive than SAP Concur: 4.4 vs 4.0

SAP Concur has more options than Qonto: 75 vs 52

SAP Concur: Pros & Cons

Customer support: The help desk is available 24/7
Customization: Billing and accounting rules are fully customizable
User interface: The interface is user-friendly and highly relevant
Support responsiveness: Some users complain about support response times
Pricing plans: The cost of the solution is relatively high
Complex configuration: The software tool can take some time to set up

Best features

  • - Stay compliant

  • - Go mobile

  • - Gain insights

  • - Streamline travel

  • - Single sign on

  • - Expense claims

  • - Multi-language

  • - Automate your expense management

  • - Categorization/Grouping

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logo happay

Description

Happay brings value by providing an expense management solution that streamlines and automates the entire expense reporting process for businesses, resulting in increased efficiency, accuracy, and cost savings.

Happay compared to Qonto

Happay has more positive reviews than Qonto: 94 vs 85

Qonto is better at support than Happay: 4.6 vs 4.5

Happay is more suitable for small businesses thanks to its good value for money than Qonto: 4.5 vs 4.4

Qonto is more versatile than Happay: 52 vs 28

Happay: Pros & Cons

Third-party integrations: Happay connects with various accounting, banking and travel platforms such as Visa and Oracle
Mobile version: The mobile interface is user-friendly and relevant
Automation features: The tool automates many of the tasks involved in expense management
Free plan: The platform does not offer any free pricing plans
Some shortcomings: There is no multi-currency support or multilingual options
Customer support: Happay’s software tool lacks live chat support

Best features

  • - Expense management made easy

  • - Seamless integration with accounting software

  • - Corporate cards

  • - Real-time dashboard for better visibility

  • - Robust security features

  • - Approval workflow

  • - Spend control

  • - Rules-based workflow

  • - Corporate card

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Paylocity Logo

Description

Paylocity is a leading provider of cloud-based payroll and human capital management (HCM) solutions. Their platform offers businesses a range of comprehensive tools and features to streamline and automate payroll processes, manage employee data, track time and attendance, handle benefits administration, and much more. With a focus on user-friendly interfaces and personalized support, Paylocity helps businesses save time and resources while ensuring accuracy and compliance in their payroll and HR operations.

Paylocity compared to Qonto

Paylocity is a better solution based on percentage of positive reviews than Qonto: 86 vs 85

Qonto is a better solution for customer support than Paylocity: 4.6 vs 4.0

Qonto's user interface is more convenient than Paylocity: 4.5 vs 4.2

Qonto pricing plans are more competitive than Paylocity: 4.4 vs 4.2

Qonto has more options than Paylocity: 52 vs 37

Paylocity: Pros & Cons

Cost-effective solution: Paylocity offers affordable pricing plans for startups on a tight budget
Expert support: Paylocity provides access to experienced HR professionals who can offer guidance and advice.
Streamlined HR processes: With Paylocity, you can automate payroll, time tracking, and employee management, saving time and effort
Costly for Small Businesses: Paylocity's pricing structure may not be affordable for startups with limited budgets.
Limited Integration: Paylocity may have limitations in integrating with other software or systems
Steep Learning Curve: It may take time for a young entrepreneur to fully understand and utilize all the features of Paylocity

Best features

  • - Go Mobile

  • - Automate Everything

  • - Engage Your Employees

  • - Compliance Made Easy

  • - Data-Driven Insights

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logo spendesk

Description

Control your company's expenses by centralizing payment cards, expense reports, supplier invoices and pre-accounting tasks in one place.

Spendesk compared to Qonto

Spendesk is a better solution based on percentage of positive reviews than Qonto: 98 vs 85

Qonto is a better solution for customer support than Spendesk: 4.6 vs 4.5

Spendesk is easier to set up than Qonto: 5.0 vs 4.5

Spendesk is more suitable for small businesses thanks to its good value for money than Qonto: 4.5 vs 4.4

Spendesk has more functions than Qonto: 63 vs 52

Spendesk: Pros & Cons

Streamlined expense management: Spendesk simplifies your entire expense process, with real-time visibility into spending and automated approval workflows
Centralized spending control: The platform centralizes your spending control and visibility over company expenses, setting spending limits and tracking expenses
Integration with accounting systems: Spendesk integrates with popular SaaS solutions, for seamless data synchronization and less manual data entry
Learning curve: Spendesk may require some training and support for users who are new to the software
Pricing structure: The software’s pricing plans may not be suitable for all businesses, in particular those with more limited budgets
Limited payment options: Some users have reported limitations in terms of payment options in comparison to other expense management solutions

Best features

  • - Multi-currency support

  • - Integrations

  • - Receipt management

  • - Approval workflow

  • - Spend control

  • - Easy expenses

  • - Company cards

  • - Real-time insights

Spendesk pricing

Scale

Contact sales

Starter

Book a demo

Essentials

Book a demo
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logo revolut business

Description

With Revolut Business, you can manage your business finances without any headaches. Pro account, company cards, transfers, expenses, everything is done online in a few clicks.

Revolut Business: Pros & Cons

Easy and fast setup: Revolut Business offers a streamlined and quick setup process, with business bank accounts opened in minutes
Multi-currency accounts and exchange: The platform supports multi-currency accounts while also offering competitive currency exchange rates
Expense management and budgeting: Revolut Business provides management tools, such as virtual cards and automatic categorization of transactions
Limited integrations: Revolut Business offers limited integrations with popular accounting SaaS platforms in comparison to other business banking solutions
Limited banking features: The software may lack some traditional banking features, like physical branches or certain business lending options
Limited customer support: Some users have reported challenges with the customer support, including delays in response times or difficulties reaching a representative

Best features

  • - Multi-currency accounts

  • - Cards

  • - Subscriptions

  • - Expenses

  • - Online transfers and payments

  • - Business loans

  • - Business integrations

  • - Open banking

Revolut Business pricing

Free

Grow

$25 / month

Scale

$100 / month
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logo shine

Description

Shine simplifies the management of your business with a pro account that integrates accounting and billing tools, and allows you to take out business loans at preferred rates.

Shine compared to Qonto

Shine has better positive reviews than Qonto: 100 vs 85

Shine is better at customer support than Qonto: 5.0 vs 4.6

Shine pricing plans are more competitive than Qonto: 4.6 vs 4.4

Qonto is more versatile than Shine: 52 vs 22

What's the difference between Shine and Qonto?

Shine and Qonto are prominent digital banking platforms designed to streamline financial management for businesses of all sizes. While both platforms offer core features such as expense tracking, invoicing, and real-time notifications, they differ in their additional offerings and user interfaces.One of Shine's standout features is its emphasis on simplicity and ease of use. The platform provides straightforward tools for managing finances,...

Shine: Pros & Cons

Quality: The videos and audio are of high quality
Training: The training allows you to fully use the different features of the software
Simplicity: The interview platform is easy to use regardless of the user profile
Support: The customer service is attentive and solves problems quickly
Connection: Internet access is required. The software does not work offline
Slowness and malfunctions: In case of overload, the services can malfunction

Best features

  • - 100% online pro account

  • - Integrated billing tool

  • - Business loans

  • - Bank cards

  • - Simplified accounting

  • - Stay on top of your finances from anywhere

  • - Keep your finances in check with the easy-to-use budgeting tools

  • - Get expert financial advice without breaking the bank

Shine pricing

Basic

$8 / month

Premium

$15 / month

Business

$28 / month
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