29 reviews
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Ramp
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Ramp
Used by 15 members
$500 bonus on your first $1,000 balance payment
Save up to $500 on Ramp
Save BIG on
Ramp
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Having tested numerous expense management platforms, Ramp genuinely stands out—especially for small to medium-sized businesses aiming to simplify expense tracking. Employees at a tech startup I advised quickly warmed up to Ramp's intuitive interface and handy mobile app, effortlessly logging expenses on-the-go and cutting down tedious admin tasks. Plus, its seamless integration with accounting tools like Xero was a real boon for an e-commerce client, making reconciliation a breeze. The virtual vendor cards were also a neat feature, perfect for securely handling subscriptions and online buys.
Still, Ramp isn't without its quirks. One marketing agency client with fluctuating cash flows ran into unexpected card declines due to Ramp's strict cash reserve policies—something businesses with less predictable finances should definitely keep in mind. Customer support was another sticking point; when reimbursement issues popped up for one client, getting timely help proved frustratingly slow. A clearer communication setup would go a long way here.
All things considered though, Ramp remains a solid pick thanks to its user-friendly design, smooth integrations, and secure spending controls—just make sure your cash flow is stable enough and your expectations around customer service response times are realistic.
Preventive spending controls
Policies are enforced before transactions happen, reducing the need for audits or corrections later and helping companies maintain tighter control over budgets and compliance.
Full spend lifecycle coverage
Ramp handles everything from purchase requests to final accounting entries, allowing companies to manage the entire flow of spend within one platform without needing additional tools or integrations.
No personal liability for employees
Corporate cards do not require personal guarantees or credit checks, which removes friction for employees and simplifies onboarding for new team members.
Transparent pricing structure
Ramp offers a free tier with substantial functionality, making it accessible for companies to start using the platform without committing to large upfront costs.
Reliable accounting integrations
Deep integrations with major accounting platforms ensure data flows smoothly, reducing reconciliation work and helping finance teams maintain accurate records.
Adjustment period for AP workflows
Teams used to dedicated accounts payable systems may need time to adapt to Ramp’s approach, especially when dealing with more complex invoice structures or approval chains.
Travel features still evolving
While functional, the travel module may not meet the needs of companies with advanced travel requirements or those used to specialized travel management platforms.
Flat cashback structure
The cashback model is simple but may feel limiting for organizations that want tiered or higher reward structures tied to spending categories.
Limited customization in procurement
Companies with niche procurement requirements or strict compliance rules may find the available configuration options insufficient for their specific workflows.
Reporting limitations for large teams
Larger organizations may require more advanced analytics and reporting capabilities than what is currently available, particularly when working with complex financial structures.
Spend control that actually saves time
$500 bonus on your first $1,000 balance payment
Save up to $500
Starting Price
Free Plan
Accounts payable automation
Procurement and intake management
Corporate cards with built-in controls
AI-powered expense management
Accounting automation and ERP sync
Starting Price
/ user / month
Free Plan
Yes
Accounts payable automation
Procurement and intake management
Corporate cards with built-in controls
AI-powered expense management
Accounting automation and ERP sync
Spend control that actually saves time
$500 bonus on your first $1,000 balance payment
Save up to $500
When comparing Ramp and Expensify, there are several key differences that can significantly impact your choice of expense management platform. These differences primarily revolve around their core functionalities, target audiences, and the overall approach to managing business expenses.
Ramp is designed with a focus on comprehensive spend management, providing businesses with a robust platform that integrates corporate cards, real-time expense tracking, and automated financial insights. Its primary goal is to help companies optimize their spending through automation and analytics. Ramp excels in offering advanced features like automated receipt matching, proactive spend controls, and detailed spend analytics. This makes it particularly appealing to companies that prioritize efficiency, cost control, and scalability in their financial operations. Ramp’s platform is built to handle complex corporate needs, making it ideal for mid-sized to large enterprises looking for a unified...
Ramp
Used by 15 members
Spend control that actually saves time
$500 bonus on your first $1,000 balance payment
Save up to $500
Expensify
Used by 50 members
Expense management, simplified.
50% off annual subscriptions for 6 months
Save up to $1,080
Ramp and Brex are two financial management solutions with distinct differences that cater to different business needs.
One of the key distinctions between Ramp and Brex lies in their target audiences and core offerings. Ramp primarily focuses on providing businesses with comprehensive expense management and financial control tools. It's designed to help companies gain real-time insights into their spending, set budget limits, and efficiently track expenses. This makes Ramp particularly suitable for businesses looking to optimize their financial operations and maintain tight control over expenses.
In contrast, Brex is renowned for its business credit card offerings. Brex offers credit cards tailored to startups and growing businesses, providing benefits like higher credit limits, rewards, and expense management features. Brex's main appeal lies in its credit card solutions, which simplify corporate spending and provide unique rewards designed to benefit businesses in their early stages...
Ramp
Used by 15 members
Spend control that actually saves time
$500 bonus on your first $1,000 balance payment
Save up to $500
Brex
Used by 299 members
All-in-one expense platform
50,000 points for $100,000 deposits in Brex business accounts
Save up to $500
Companies needing real-time spend visibility
Businesses that require up-to-date insights into spending can rely on live dashboards and automated tracking, making it easier to monitor budgets and adjust decisions without waiting for monthly reports.
Fast-growing startups
Companies scaling quickly often struggle to manage increasing spend across teams. Ramp helps bring structure early, with controls and automation that prevent finance processes from becoming chaotic as the organization grows.
Finance teams dealing with manual processes
Teams still relying on spreadsheets or disconnected tools will benefit from having expenses, invoices, and approvals handled automatically, reducing time spent on repetitive tasks and improving overall accuracy.
Mid-sized companies replacing legacy tools
Businesses using multiple platforms for expenses, cards, and accounts payable can consolidate into a single system, simplifying workflows and improving visibility across all financial operations.
Distributed and remote teams
Organizations with employees across different locations can issue virtual cards, collect receipts automatically, and manage reimbursements consistently without relying on location-specific processes or manual follow-ups.
Spend control that actually saves time
$500 bonus on your first $1,000 balance payment
Save up to $500
Ramp rating
Jeffrey G
Quick and Easy to Use
I find Ramp to be fast and it allows direct transfers with the bank without the intervention of third parties. It's also easy for beginners starting in cryptocurrency transactions.
October 21, 2024
Sterling S
Seamless Collaboration: Ramp's Tools Simplify Remote Work for Our Team
The collaboration tools in Ramp have made remote work much easier for our team. We can now work together seamlessly, regardless of where we are located
October 14, 2024
Duke
*UPDATE* Astonishingly Poor Customer Support!
I had a terrible experience with Ramp's customer service. I made a transaction a month ago that failed, and they still have my ETH. They keep promising a refund within 5-1 working days, but there's no way to communicate with a real person. I felt completely helpless when things went wrong. I was shocked when I finally received my refund after threatening to file a complaint with the FSA and posting about my experience. I appreciate Jules for responding to me, but I still caution others about the potential issues they might face, including spending a lot of time on webchat and waiting for a long time.
October 8, 2024
Bowie D
Undeniably the Best and Most
I found Ramp to be the best and most efficient system for purchasing Crypto currency. The service was very quick and easy to use. I had tried three other platforms which were a nightmare before finding this one. It's simply awesome!
September 29, 2024
Natalie
Ramp: Your Ultimate Solution for Expense Management
I had a positive experience with Ramp. I particularly enjoyed the automation feature and the ease of use. I appreciated being able to sync multiple times a day and the display of transactions in Sage. I have no major complaints as all users have provided positive feedback. I chose Ramp for its user-friendliness and the cash back on purchases.
September 24, 2024
Joyce J
Revolutionizing Expenditure with Ramp
The best aspect of RAMP is definitely its simplicity. As a business owner managing multi-level departments, it's vital that our credit card program is effective. Up to now, I've had no negative experiences with RAMP. I switched to RAMP seeking a more straightforward experience and a more cost-effective result.
September 14, 2024
Zoe N
Ramp: Simplifying Expense Management!
My overall experience with Ramp has been highly positive. The setup was straightforward and we could use the system within an hour. I value the flexibility and security provided by individual virtual vendor cards to manage spending. My team likes the ease of submitting receipts and reimbursements. I haven't found anything to dislike. I chose Ramp for its ease of implementation and use, as well as its flexibility and security.
September 8, 2024
Christopher Martinez
Top-Notch Reporting: Empowering Strategic Decision Making with Ramp
The reporting feature in Ramp is top-notch. It provides comprehensive insights that help in strategic decision making
September 2, 2024
Randy Miller
Complaints about Ramp? Likely from a Competitor's Payroll!
At my company, we transitioned from the complex Concur system to Ramp, and the improvement was substantial. With Concur, each expense took 30 to 90 seconds to process, but with Ramp, I can process all 25 of my expenses in just 3 minutes. It's incredibly quick for tracking expenses and capturing receipts. However, I find it strange that I'm required to provide a receipt when requesting mileage reimbursement, as I use Ramp to calculate my mileage and there's no receipt for that. The decision to switch to Ramp was made by our finance department, but I was more than willing to help in testing the process.
August 24, 2024
Gloria Miller
Ramp: Ensuring Top-Notch Security for Sensitive Information
The security features of Ramp are impressive. I can trust that our sensitive information is well-protected
August 17, 2024
Secret has already helped tens of thousands of startups save millions on the best SaaS like Microsoft Teams, Google Workspace & many more. Join Secret now to buy software the smart way.