Pros from reviewers

• User-friendly interface: Ramp software is praised for its user-friendly interface, making it easy for users to navigate and manage their expenses

• Mobile app for expense reporting: The mobile app simplifies expense reporting, allowing users to easily log and review expenses on the go

• Integration with accounting software: Ramp integrates seamlessly with accounting software like Xero, making bill payment and reconciliation quick and simple

• Fast expense tracking: Users have reported a significant reduction in the time taken to process expenses, with some noting that they can process all their expenses in just a few minutes

• Individual virtual vendor cards: Ramp provides individual virtual vendor cards, offering flexibility and security in managing spending.

Cons from reviewers

• Limited credit offering: Ramp does not offer credit and requires a bank account with twice the cash or their card will be declined. This can cause issues with cash flow fluctuations and can result in the card being declined unexpectedly

• Misleading product presentation: Ramp is often presented as a replacement for a corporate credit card program. However, since they do not provide credit, they are not a suitable replacement for corporate credit cards

• Confusing reimbursement feature: Some users have found the reimbursement feature to be perplexing, potentially due to how it was set up by their company's management

• Poor customer service: Some users have reported poor customer service experiences, including difficulty in securing refunds and lack of communication with a real person

• Issues with failed transactions: There have been instances of failed transactions where users have had to wait a long time for refunds, causing frustration and inconvenience.