My top 2 Ramp alternatives
By Frédéric Laffont, Chief Technology Officer
I have explored various alternatives to Ramp, a corporate card and expense management platform. Here are three of them:
Brex
Brex is a corporate card designed specifically for startups, e-commerce businesses, and life sciences companies. It provides flexible credit limits—often up to ten times higher than typical corporate cards—and offers instant approval without requiring a personal guarantee. Startups can use Brex to streamline expense management and take advantage of higher credit limits that better support their growth.
If you're considering Brex as an alternative to Ramp, it's a strong option worth exploring. While Ramp is known for its intuitive expense management features and cost-saving tools, Brex stands out with its generous credit limits and simplified approval process, making it particularly appealing for fast-growing startups or businesses needing greater financial flexibility.
Expensify
Expensify is an expense management tool that simplifies the way businesses report and approve expenses. It offers features like receipt scanning, corporate card reconciliation, and expense report automation. A traveling salesperson, for example, can use Expensify to scan receipts on the go, making it easier to submit expense reports and get reimbursed quickly.
List of Alternatives to Ramp
Here are some of Ramp's top competitors in the Accounting category: Brex, Expensify, SAP Concur or QuickBooks.
50,000 points for $100,000 deposits in Brex business accounts
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50,000 points for $100,000 deposits in Brex business accounts
Get deal for freeBrex software is an expense management platform that allows you to centralize all your needs in one place: corporate cards, expense management or invoice payment.
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Access instant credit
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Manage your subscriptions
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Maximize your rewards
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Access comprehensive reports
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Secure your data perfectly
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Benefit from comprehensive support
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Connect all your business tools
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Centralize your needs
Essentials
$0 (Freemium)Enterprise
Custom pricingPremium
$12 per monthMrs. Sean Will
Scales for Startups + Bank-and-Expense Tool Replacement with Bonus
Brex has been a good fit for our startup because it scales better than a traditional bank plus separate expense software, and getting the Joinsecret incentive with 50k points tied to a 100k account funding was a nice bonus that came up naturally during setup
June 30, 2026
Why is Brex a good alternative to Ramp?
As a business owner, I find Ramp to be an excellent alternative to Brex. One of the main reasons is its transparent and straightforward pricing. Unlike Brex, which has a complex fee structure, Ramp offers 1.5% cash back on all purchases, making it simpler and more predictable. Moreover, Ramp provides higher credit limits that can help businesses manage their cash flow more effectively. It also offers real-time spend tracking and automated expense management tools that save time and reduce errors. Furthermore, Ramp's integration with accounting software like QuickBooks and Xero makes financial management even more seamless. Lastly, their customer service is highly responsive, providing quick solutions to any issues or queries. Therefore, for its simplicity, high credit limits, advanced features, and excellent customer service, I consider Ramp a great alternative to Brex.
What's the difference between Brex and Ramp?
See the full comparison between Ramp & Brex
Expensify is an expense management solution that helps streamline the way you handle your financial transactions. With Expensify, you can easily track expenses, capture receipts, and manage reports, all in one user-friendly platform.
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Corporate card reconciliation
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Multi-currency support
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Mileage tracking
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Integration with accounting software
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Policy compliance checks
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Receipt scanning
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Credit card integration
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Automated expense reports
Collect
$5 / user / monthControl
$9 / user / monthCynthia Rodriguez
Utilized Expensify for my NY Trip
I used Expensify for my job interview trip to NY. All my expenses including airfare, meals, hotel, Airbnb, and car transportation were managed through my Expensify account. I was reimbursed the next day after my trip as all my expenditures were transparent to my prospective employer.
August 18, 2024
Why is Expensify a good alternative to Ramp?
I've found Ramp to be a great alternative to Expensify due to several key factors. Firstly, Ramp offers 1.5% cash back on all purchases, which can lead to significant savings over time. Secondly, they provide a robust suite of expense management tools that are easy to use and highly customizable. This means you can easily track, categorize, and manage all your business expenses in one place.
Moreover, Ramp doesn't charge any fees for its services while Expensify does. The platform also integrates seamlessly with accounting software like QuickBooks and Xero, making it easier to maintain accurate financial records. Lastly, their customer service is excellent - they're quick to respond and always willing to help. All these features make Ramp a solid choice for businesses looking for an efficient and cost-effective expense management solution.
What's the difference between Expensify and Ramp?
See the full comparison between Ramp & Expensify
SAP Concur provides a comprehensive set of travel, expense, and invoice management solutions to help businesses streamline their financial processes, increase compliance and control, and gain visibility and insights into their spending.
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Multi-language
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Categorization/Grouping
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Single sign on
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Stay compliant
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Expense claims
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Go mobile
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Streamline travel
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Gain insights
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Automate your expense management
Joseph Davis
Exploring the Strengths and Weaknesses of SAP Concur
Overall, I'm fairly satisfied with SAP Concur. I don't travel often, so the time it takes to book and report expenses is bearable. As an admin, setting up new users can be complicated and I can't do it without notes, but this could be more related to my company's policies than the software itself. Reimbursing expenses is simple and practical. However, the online booking feature can be time-consuming. When I select flights and try to book, another screen appears with alternative flights, which extends the process.
October 13, 2024
Optimize your accounting and invoicing management with ease.
4.4/5
(55)
Redeemed by 907 members
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30% off for 6 months
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30% off for 6 months
Get deal for freeQuickbooks is a software that will allow you to manage your accounting quickly and easily. Record your expenses with simple photos, analyze your cash flow, manage your unpaid bills, and many other tasks that will simplify your accounting life.
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Access all your data on a single platform
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Keep your accounts up to date efficiently
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Monitor your performance
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Automate your tax calculations
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Adapt your billing to your needs
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Monitor your cash flow and forecasts
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Digitize all your expenses
Simple Start
$35 / monthEssentials
$65 / monthPlus
$99 / monthAdvanced
$235 / monthThad Weimann
Billable Expenses Converted to Invoices Easily
What I like most about QuickBooks is how easy it is to separate billable expenses and turn them into invoices. That has helped us stop missing small charges that used to slip through. The learning curve was there at first, but once the chart of accounts was set up properly, daily use became pretty simple
June 27, 2026
2 months free on the Basic and Smart plans
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2 months free on the Basic and Smart plans
Get deal for freeQonto makes it easier to manage your daily finances (credit cards, expense report and accounting). All of it, with no hidden fees or bad surprises.
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Simplified accounting
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Multiple accounts
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Integrations
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Mobile app manageability
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Expense categorization
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Payment tracking
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Multi-user access
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Freezing cards
Basic
$11 per monthSmart
$23 per monthPremium
$45 per monthRev. Darla Heathcote
Clean Interface, Fast Supplier Payments
We moved our freelance activity to Qonto mainly for the clean interface, but what kept us there is how fast supplier payments are to set up and approve, especially with the dual validation on outgoing transfers
July 3, 2026
Seamless travel and expense management.
4.6/5
(54)
Redeemed by 275 members
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Spend $500, Get $500 in Credit for your next booking
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Spend $500, Get $500 in Credit for your next booking
Get deal for freeNavan is a leading business travel and expense management platform designed to streamline the process of booking, managing, and tracking corporate travel and expenses.
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Multi-currency and multilingual support
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Sustainability tracking
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Analytics and reporting
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Integrated booking system
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Mobile management
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Real-time budget tracking
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Policy compliance tools
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Automated expense reporting
Navan Business
$0 (Freemium)Navan Enterprise
Custom pricingAmb. Maudie Feil
Clear Reporting & Spend Visibility + Future Booking Credit
Our operations team likes Navan because reporting is straightforward and you can see where travel dollars are going without exporting everything into spreadsheets first, plus a Joinsecret offer added some credit on future bookings after we hit the spend requirement
May 27, 2026
4% back in Engine Rewards
Get deal for freeEngine is a modern corporate travel platform that consolidates hotels, flights, and car rentals into one place, with business-only rates that can reach up to 60% off and a rewards layer on top. What makes it stand out is the “free-to-use” core platform paired with optional flexibility (Flex/FlexPro) and finance-friendly billing via DirectBill. Next, I’ll break down Engine’s real strengths, limitations, best-fit teams, and top alternatives.
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Customizable company-wide flexibility
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Centralized booking platform
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Access to exclusive rates
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Vast global inventory
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Flexible cancellation options
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No membership fees or contracts
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24/7 member support
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Transparent cancellation policies
Business Plus
FreeBusiness Premium
$200 / monthAntony Streich
Practical Admin Tools with a Side Perk
My experience with Engine has been mostly positive because it solves very practical problems. Shared payment handling, traveler management, and clear reservation details make life easier for our admin team, and getting 4% back through Joinsecret was a nice side benefit once we were already using it
June 29, 2026
20% off monthly or annual plans
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20% off monthly or annual plans
Get deal for freeDext is a bookkeeping automation platform that turns receipts, invoices, and bank documents into clean, publish-ready accounting entries. What sets it apart is how “pre-accounting” it feels: capture documents by mobile scan, email-in, or upload, apply supplier rules and approvals, then sync into tools like Xero or QuickBooks with far less manual coding. It’s especially strong for accountants managing multiple clients and SMBs that want real-time spend visibility. Next, I’ll break down pros, cons, ideal users, and alternatives.
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Automated bank statement fetching
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Supplier rules automation
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Secure cloud storage
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Mobile receipt scanning
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Expense approval workflows
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Real-time data insights
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Email invoice submission
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Seamless accounting software integration
Essentials
$23 per monthAdvanced
$24 per monthMs. Miguel Emard
Less Employee Chasing with Duplicate Detection
I appreciate how well Dext handles multi-page invoices and supporting documents. It is not perfect with every layout, but accuracy is good enough that my team spends time checking exceptions instead of entering everything from scratch. We got a Joinsecret discount of about 20%, so trying it felt low risk
June 27, 2026
Airbase is a comprehensive spend management platform designed to optimize and automate the procure-to-pay process for businesses. It consolidates tasks such as accounts payable automation, corporate card management, and global expense reporting into one unified system.
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Automated accounts payable
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Global payments integration
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Corporate card management
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Real-time expense reporting
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Customizable approval workflows
Robert Garcia
Effortless Operation with Airbase
My overall experience with Airbase has been fantastic. It has allowed us to close more accurately and promptly. We no longer have difficulties determining the expenditure on various cards as they have all been pre-categorized. Despite the initial setup taking a bit longer, it's worth it for the precision. The best feature of Airbase is its seamless integration with QBO. This enables me to establish prepaids on Airbase that automatically sync to QBO for a monthly close. Cards are automatically programmed to charge a specific GL code, removing the need to revisit monthly to determine the expenditure and where to charge it. However, when making some entries, it doesn't adopt a new naming convention but uses the most recent journal entry naming convention for the journal entry title, which can be confusing. We switched to Airbase because we desired more accuracy, promptness, and a comprehensive product.
July 21, 2024
Why is Airbase a good alternative to Ramp?
As an aviation enthusiast, I find Airbase a compelling alternative to Ramp. The primary reason lies in its robust expense management system. Unlike Ramp, Airbase provides a comprehensive solution that covers all non-payroll business spending including cards, checks, and international transfers. This makes it easier for businesses to manage their expenses from one platform.
Airbase also offers real-time reporting which is a significant advantage over Ramp. With real-time reporting, businesses can have instant access to their financial data, enabling faster and more informed decision-making. Furthermore, Airbase integrates seamlessly with accounting systems like QuickBooks and Xero, providing a streamlined experience.
Finally, the superior customer support of Airbase sets it apart. While both platforms offer customer support, Airbase's prompt and efficient service is often highlighted as a key strength. Therefore, for comprehensive expense management, real-time reporting and excellent customer service, I consider Airbase a strong alternative to Ramp.
What are the differences between Airbase and Ramp?
I have come to understand the distinct differences between an airbase and a ramp. An airbase, also known as an airfield or airport, is a large area where aircraft can take off and land. It typically includes runways, hangars, control towers, and often facilities for maintenance and refueling. Airbases are designed to support the operations of aircraft on a larger scale.
A ramp, Conversely, is a specific part of an airbase. Sometimes referred to as an apron or tarmac, it's essentially a parking area for aircraft when they are not in use. It's where planes are loaded and unloaded, refueled, or boarded by passengers. The ramp is not used for takeoff or landing. So in essence, while all ramps are part of an airbase, not all parts of an airbase are ramps.
Pleo is an all-in-one spending solution for companies in Ireland, offering smart company cards, invoice management, and reimbursement tracking.
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Smart company cards
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Automated invoice processing
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Reimbursement tracking
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Multi-entity support
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Integration capabilities
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Customizable spend controls
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Automated reporting
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Subscription management
Soldo is a multi-user expense account platform that allows businesses to manage company expenses. It combines prepaid company cards with an automated expense management system, enabling users to control spending and simplify expense reporting. Features include real-time notifications, custom spending limits, and integration with accounting software. Ideal for small to large businesses looking for a comprehensive solution to manage, control, and report on business expenses.
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Automated Expense Reporting
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Integration with Accounting Software
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Expense Management
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Prepaid Company Cards
Mustapha Delli
Nothing works
Difficulty related to the fact that transfers cannot be made to another account beyond this prohibition. Soldo blocks the card without giving a reason. Difficulty withdrawing cash at an ATM when my account is positive and I have correctly set up the services for my card VLAN. Same, transaction declined without a real explanation; no advisor available on weekends, so if your card is blocked, too bad for you. It's really not serious; that's why I'm leaving a negative review. Why block the card instead of simply letting us know that the transaction isn't possible? I am absolutely not satisfied with this card.
November 8, 2024
CloudEagle is an advanced platform designed to streamline the management, governance, and optimization of SaaS applications for enterprises.
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Security and compliance monitoring
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User access control
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Centralized SaaS management
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Comprehensive reporting and analytics
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Vendor management
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Automated workflows
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Cost optimization
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Renewal management
Starter
$2000 / monthGrowth
$3000 / monthEnterprise
$4000 / month
Sastrify is a SaaS procurement platform that helps businesses optimize their software spending and turn procurement into a competitive advantage.
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SaaS spend analysis
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Vendor management
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Procurement automation
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Benchmarking and market intelligence
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License optimization
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Integration and API capabilities
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