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Zero commission on the first €10,000 financed
Unlock our Karmen deal and access Zero commission on the first €10,000 financed, saving you up to $1000 for your startup. Secret has over 250+ verified deals and discounts for you to save money on the best SaaS and subscription services for your startup to grow.
Zero commission on the first €10,000 financed
Unlock our Karmen deal and access Zero commission on the first €10,000 financed, saving you up to $1000 for your startup. Secret has over 250+ verified deals and discounts for you to save money on the best SaaS and subscription services for your startup to grow.
Secret's take about Karmen
Dilute your squash, not your capital!
Karmen allows you to grow your subscription business on your terms. The French non-dilutive financing solution gives companies instant access to growth capital, something which is essential to a growing startup.

Mary O'Brien
Customer Success Manager
General information about Karmen
Karmen gives you instant growth capital to grow your business, on your terms.
Karmen turns your subscriptions into upfront cash, without dilution: Instead of waiting to cash in your subscriptions month by month, Karmen unlocks the annual value of your subscriptions, upfront.
Karmen's financing solution is :
- Non-dilutive: Don't sacrifice ownership. Keep control of your company and grow on your terms.
- Quick: Money in your bank account within 72 hours.
- Transparent: Karmen's financing offer is fair and flexible. No hidden fees.
Karmen features
Got recurring revenue? Get non-dilutive growth capital with Karmen
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Easily connect your tools
Karmen seamlessly connects with the tools you use to run your business: billing, banking, accounting, and marketing.
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Get an offer and receive cash < 72 hours
In a matter of hours, Karmen sends you a financing offer, based on your performance and your recurring revenue. It's fair, transparent, and non-dilutive. Receive the cash in the bank in under 72 hours.
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Receive your score and analysis
Karmen instantly gives your company a detailed score of your company's performance with different KPIs.
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