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Smarter money management across borders

4.6 (11 reviews)

Wise revolutionizes the way you manage money internationally. This innovative platform offers transparent, low-cost currency exchanges, and cross-border payments so you can enjoy real exchange rates and swift transactions, making global finance simpler.

General information about Wise

Global finance can be complex so the need for a reliable and efficient money management tool is crucial for any type of business looking to grow internationally. Whether it’s handling cross-border transactions, paying remote employees, or managing multi-currency accounts, you need a platform that fits what you’re looking for.

Wise, formerly known as TransferWise, is the ideal solution for startups looking to operate globally without the hefty banking fees. This innovative platform offers real-time exchange rates, low-cost international transfers, and the ability to hold and manage money in multiple currencies. With Wise, you can send and receive payments swiftly and securely, ensuring your finances keep up with your business growth.

Not only will you save on banking fees; your startup’s international finance will become even simpler. Wise’s user-friendly interface allows you to manage your finances with ease, while features like batch payments and the Wise Business debit card offer added convenience for your day-to-day transactions.

Collaboration is also efficient. With multi-user access, team members can manage payments and track expenses, maintaining transparency and control over company finances. Wise’s robust security measures also ensure that your financial data and transactions are protected at all times.

Wise transforms how you handle your startup’s finances across borders. Empower your business with the platform’s robust features and explore the special offers available to help you take a step towards smarter, more efficient international banking.

See alternatives to Wise like Stripe or Revolut.
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Secret's take about Wise

Do you recall the thrill of sending that first international payment? 🌍 The excitement of starting off your global journey, but also the anxiety of navigating those pesky exchange rates and bank fees 😏

What is Wise?

Wise is your gateway to effortless and economical international money transfers. It’s the secret weapon for individuals and businesses needing to send money abroad without the ridiculous fees. You enjoy real exchange rates, low fees, and swift transactions, making global payments less of a hassle and more of a savvy financial move 💳🌐

Our opinion about Wise:

Wise stands out with its user-friendly interface, transparent pricing, and focus on cost-effective international transactions 💸 It is an indispensable tool for anyone dealing with cross-border payments, particularly for business and freelancers managing international clients and operations 🚀

Wise Pricing:

Wise’s pricing structure offers affordability and transparency, with low fees and a clear pricing policy to ensure you get the most out of every transaction made around the world! 🎫💵

Best Wise alternatives:

Notable alternatives to Wise’s international money transfer services include PayPal, Revolut, Xoom, OFX, and MoneyGram. For those looking for the best deals on financial tools, Secret has exclusive offers on these services and more, ensuring your global financial transaction success!🔥

- More alternatives to Wise
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Mary O'Brien

Customer Success Manager

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Wise features

Revolutionize cross-border payments with transparency and low fees.

  • Multi-currency accounts

    Wise allows you to hold, manage, and spend money in over 50 currencies, enabling easy access to funds in different currencies without the need for multiple bank accounts.

  • Advanced security measures

    The platform employs advanced encryption and security protocols to protect your financial information and transactions, ensuring peace of mind for all users.

  • Transparent fee structure

    Wise prides itself on its transparent fee structure, with no hidden costs. You can see exactly what you’re paying for each transaction, fostering trust and confidence in the service.

  • Real-time exchange rates

    Wise provides you with real-time exchange rates, ensuring you get the most accurate and fair currency conversion. This helps you avoid the inflated rates often charged by traditional banks, saving money on each transaction.

  • Low-cost international transfers

    With Wise, international money transfers are incredibly cost-effective. The platform charges minimal, transparent fees, significantly lower than typical bank charges, making it ideal for both personal and business international transactions.

  • Borderless debit card

    The Wise debit card lets you spend in multiple currencies without high fees. It automatically converts at the lowest possible charge, making it perfect for traveling, online shopping, and international payments.

  • Batch payments

    You can make up to 1,000 payments at once, streamlining payroll and vendor payments. It’s efficient, fast, and simplifies the process of managing multiple transactions.

  • Mobile app for on-the-go management

    The Wise mobile app offers a convenient way to manage your finances anywhere. Its intuitive design lets you make transfers, check balances, and track transactions, all from your smartphone.

11 Wise Reviews

4.6 (11 reviews)
  • Ivan G

    Appreciating Wise Team's Commitment to User Feedback and Improvements

    I appreciate the regular updates and improvements that the Wise team implements. They clearly value user feedback

    June 15, 2024

  • Adam M

    Wise Delivers on its Promises

    Wise delivers exactly as promised. I frequently transfer my US pension to the UK and it arrives almost instantly. I've never faced any issues after using it for several years. It's much simpler and cheaper than using the bank system.

    June 9, 2024

  • Rachel Smith

    Top-tier Warehouse Management Solution: WISE

    I appreciate WISE for its easy setup and use, but I'm disappointed that there are no MacOS versions of their software available.

    June 4, 2024

  • Michelle W

    Transitioning from Manual to WISE: A Game Changer

    We've been able to decrease our product discrepancies through enhanced tracking of Inwards and Outwards. Our productivity in Staffing and Order management has notably improved. Our team is more motivated to finish their tasks, leading to superior customer service. This has made the warehousing part of our business more accountable for any identified issues. Our clients can verify their stock availability and movements anytime through a portal. It's live and updated instantly, so we're always aware of what's outstanding and what's been completed. However, some functionalities are not very clear.

    May 27, 2024

More Wise's reviews

Wise: Pros & Cons


  • Cost-effective transactions: Wise offers some of the lowest fees for international money transfers
  • Transparent pricing: The cost of each transaction on Wise is clearly stated upfront, with no hidden fees
  • Multi-currency functionality: Wise allows you to hold and manage multiple currencies in a single account


  • Limited traditional banking features: Wise doesn’t offer some of the traditional banking services like credit facilities
  • Dependence on other banking systems: For deposits and withdrawals, Wise still relies on traditional banking systems
  • Fluctuating exchange rates: Wise offers real-time exchange rates which are subject to fluctuation

Why is Wise better than other Payments software?

Wise is easy to use compared to Stripe: 4.6 vs 4.5

Wise pricing plans are more competitive than Stripe: 4.5 vs 4.4

Wise has better positive reviews than Revolut: 92 vs 85

Wise is better at ease to use than Revolut: 4.6 vs 4.5

Wise is a better solution based on percentage of positive reviews than Vintti: 92 vs 85

Wise is easier to set up than Vintti: 4.6 vs 4.5

Wise has better positive reviews than Payoneer: 92 vs 89

Wise is better at customer support than Payoneer: 4.2 vs 4.0

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