18 Best Alternatives to PayPal in May 2024

Alternatives & Competitors to PayPal

Here are competitors or alternatives to PayPal and other similar Payments software. You need to consider some important factors when choosing a tool like PayPal for your business: the main features of each solution, ease of use of user interface, pricing or value for money for instance. Each software has its pros and cons so it's up to you to choose the best alternative to PayPal that meets the needs of your small business. To help you compare each app and choose the right solution, we have put together a list of the best competitors of PayPal. Discover sofware like Stripe, Square Point of Sale, Revolut or Razorpay.

List of Alternatives to PayPal

From Payments tools, we have selected the best alternatives to PayPal based on reviews for each solution and similarities with PayPal. Of course, each solution has its benefits and drawbacks, and its own features but, whether you are a small business, a startup or a large enterprise, you will find the right choice that empowers your projects.

logo stripe

Description

Stripe is a payment solution for ecommerce websites. It can be easily integrated to your website or app, and allows you to accept your customers' payments.

Stripe compared to PayPal

PayPal has better positive reviews compared to Stripe: 95 vs 94

Stripe is better at customer service than PayPal: 4.7 vs 4.5

PayPal pricing plans are more competitive than Stripe: 4.6 vs 4.4

PayPal has more functions than Stripe: 84 vs 34

What's the difference between Stripe and PayPal?

Stripe and PayPal are two prominent players in the online payment processing industry, each offering distinct features and approaches to help businesses manage their financial transactions effectively.Stripe, known for its developer-centric approach, is highly customizable and offers extensive support for various payment methods. It's an excellent choice for businesses seeking flexibility and advanced customization options. With Stripe, developers have more control over...

Stripe: Pros & Cons

Customer support: Customer service for this online payment solution is available 24/7
Advanced statistics: The reporting features of the tool are complete
Pricing method: The flat rate pricing, which is transparent and has no setup fees, is attractive
No trial version: Stripe does not offer a free trial of the payment gateway
Geographical limitations: The platform is only available in 39 markets
Complex API: Stripe’s API and open source tools are difficult to use without development expertise

Best features

  • - Payment processing

  • - Payment analytics and reporting

  • - Subsidiary services

  • - Subscription billing

  • - Fraud prevention

  • - International expansion

  • - Developer-friendly APIs

  • - Customizable checkout

Popular

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logo square point of sale

Description

Square Point of Sale brings value by providing a user-friendly and efficient platform for businesses to accept payments, manage inventory, track sales, and gain insights through advanced analytics, all while providing a seamless customer experience.

Square Point of Sale compared to PayPal

PayPal is better at value for money than Square Point of Sale: 4.6 vs 4.5

Square Point of Sale has more functions than PayPal: 102 vs 84

Square Point of Sale: Pros & Cons

User experience: The interface is simple and user-friendly
Free plan: The platform offers a free pricing plan to get started
Monthly fees: Square does not charge monthly or quarterly fees
Flat-rate pricing: This type of pricing can be very costly for large companies
Account stability: Risk of pending funds or account closure
Customer support: Support service not available by phone

Best features

  • - Employee management

  • - Alerts/notifications

  • - Swipe, chip, and tap

  • - Customizable dashboard

  • - Employee management

  • - Receipt options

  • - Inventory management

  • - Transaction history

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logo revolut

Description

Revolut Business is an online account for professionals. Multi-currency, it allows you to easily trade internationally. Thanks to its comprehensive and easy-to-use features, this internet banking account is suitable for all types of businesses.

Revolut compared to PayPal

PayPal has better positive reviews than Revolut: 95 vs 85

Revolut is better at customer support than PayPal: 4.6 vs 4.5

PayPal pricing plans are more competitive than Revolut: 4.6 vs 4.4

PayPal is better at number of features than Revolut: 84 vs 52

Revolut: Pros & Cons

Mobile application: The app offered by the online bank is user-friendly and has relevant features
International rates: International transfers and exchange rates are competitive
Wide range of prices: The different price plans allow you to choose the one that suits your business
ATM transactions: All ATM transactions are subject to a fee
Free account: The free account is too limited to be interesting
Lack of certain services: No cash deposit, no credit, no overdraft

Best features

  • - Secure your financial transactions

  • - Customise your payment approvals

  • - Enjoy the benefits of automation

  • - Save time with accounting integrations

  • - Get paid faster with Revolut Invoices

  • - A high-performance multi-currency account

  • - Centralize and track your financial flows

  • - Issue corporate cards to your team

Revolut pricing

Free

Grow

$25 / month

Scale

$100 / month
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razorpay logo

Description

Razorpay is a comprehensive online payment solution platform that offers a wide range of services such as a payment gateway, payment links, payment pages, and payment buttons, catering to both online and offline businesses.

Razorpay compared to PayPal

PayPal has more positive reviews than Razorpay: 95 vs 73

PayPal is better at support than Razorpay: 4.5 vs 3.5

PayPal is more user friendly than Razorpay: 4.5 vs 4.0

PayPal is better at value for money than Razorpay: 4.6 vs 3.6

PayPal is better at number of features than Razorpay: 84 vs 6

Razorpay: Pros & Cons

Versatile payment options: Razorpay supports a wide array of payment methods, including credit/debit cards, UPI, net banking, and wallets
User-friendly interface: The platform is known for its easy integration and user-friendly interface
Robust security: With PCI DSS Level 1 compliance, Razorpay ensures a high level of security for transactions
Service availability: Primarily focused on the Indian market, its services might be limited for international transactions
Transaction fees: While competitive, Razorpay’s transaction fees may still be a consideration for smaller businesses or startups
Technical glitches: Like any digital platform, users may occasionally face technical issues or downtimes

Best features

  • - Multiple payment modes

  • - Payment pages

  • - Payment gateway

  • - Payment links

  • - RazorpayX

  • - Instant settlements

  • - Secure transactions

  • - API-driven automation

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logo airwallex

Description

Airwallex offers a comprehensive suite of banking solutions for professionals. The suite includes business accounts and borderless banking cards to enable companies to expand their business globally and accelerate growth.

Airwallex compared to PayPal

PayPal has better positive reviews than Airwallex: 95 vs 85

Airwallex is better at customer support than PayPal: 4.6 vs 4.5

PayPal is more suitable for small businesses thanks to its good value for money than Airwallex: 4.6 vs 4.4

PayPal has more options than Airwallex: 84 vs 52

Airwallex: Pros & Cons

Ease of use: This payment solution is easy to learn
Integration: It can be easily integrated with other tools
Features: The tool offers useful services such as different currencies, credit card configuration, user management, etc
Slowness: It may take some time to receive or send a payment
Accessibility: Not all companies have access to the tool
Missing services: Some users would like to see new features added according to their specific needs

Best features

  • - International multi-currency accounts

  • - Fast international payments

  • - Borderless bank cards

  • - Efficiently manage employee expenses

  • - Integrations with the best tools

  • - Easy payment collection

  • - Customizable API

  • - Virtual account management

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logo paypal

Description

From payment on your site to card readers, PayPal offers solutions that fit the way you sell.

PayPal: Pros & Cons

Easy to configure: Simple to set up and use
PayPal fees: Fixed fees in 25 currencies
Security: Using PayPal secures payments for both customer and seller
Receipt of funds: Receipt of funds from customers can take up to three days
Customer service: PayPal support can be difficult to reach
Cybercrime: PayPal is a popular target for phishing and scams

Best features

  • - Quick checkouts

  • - Fast access to funds

  • - Financing options

  • - International payments

  • - Secure transactions

  • - Support your cause

  • - Simplify payments

  • - Accept payments anywhere

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logo venmo

Description

Venmo is a convenient mobile payment service that allows users to easily send money to friends and family, split bills, and make purchases. It eliminates the need for physical cash, checks, or bank transfers, making transactions seamless and hassle-free.

Venmo compared to PayPal

Venmo is a better solution based on percentage of positive reviews than PayPal: 96 vs 95

Venmo is easier to set up than PayPal: 5.0 vs 4.5

Venmo is more suitable for small businesses thanks to its good value for money than PayPal: 4.8 vs 4.6

PayPal is more versatile than Venmo: 84 vs 17

Venmo: Pros & Cons

Easy to use: The interface is pleasant and practical
Money transfers: The platform enables fast transfers
Flexibility: Money can be transferred from a credit card, bank account or Venmo balance
Customer support: Problems can only be resolved by email
Dispute management: Some users report that dispute resolution could be improved
Security: Advanced fraud detection and prevention features would be a plus

Best features

  • - Instant transfer

  • - Partial payments

  • - Data synchronization

  • - Customer engagement

  • - Split the bill

  • - Pay with Venmo

  • - Venmo rewards

  • - Venmo card

  • - Secure data storage

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Payoneer Logo

Description

Payoneer brings value by providing entrepreneurs and businesses with a secure and convenient way to send and receive global payments, manage multiple currencies, and access funds quickly. With Payoneer, businesses can expand their global reach, streamline their financial operations, and reduce costly fees and delays associated with traditional banking methods.

Payoneer compared to PayPal

PayPal has better positive reviews than Payoneer: 95 vs 89

PayPal is better at customer support than Payoneer: 4.5 vs 4.0

PayPal is better at value for money than Payoneer: 4.6 vs 4.2

PayPal is more versatile than Payoneer: 84 vs 5

Payoneer: Pros & Cons

Low fees: Payoneer offers competitive fees, allowing you to save money and keep your costs low.
Convenient payments: Payoneer provides multiple payment options, making it easier for you to receive payments from clients and customers.
Global reach: Payoneer allows you to easily receive and send payments internationally, expanding your business horizons.
High fees: Payoneer charges high fees for certain transactions, cutting into the profit margins of young entrepreneurs
Limited currency options: Payoneer supports a limited number of currencies, presenting a challenge for entrepreneurs operating in multiple markets.
Limited integration: Payoneer has limited integration options with popular e-commerce platforms, making it difficult to streamline business operations

Best features

  • - Competitive exchange rates

  • - Global payment solutions

  • - Multiple withdrawal options

  • - Seamless integrations

  • - Dedicated support

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Wise Logo

Description

Wise revolutionizes the way you manage money internationally. This innovative platform offers transparent, low-cost currency exchanges, and cross-border payments so you can enjoy real exchange rates and swift transactions, making global finance simpler.

Wise compared to PayPal

PayPal has better positive reviews compared to Wise: 95 vs 92

PayPal is better at customer service than Wise: 4.5 vs 4.2

Wise is easy to use compared to PayPal: 4.6 vs 4.5

PayPal pricing plans are more competitive than Wise: 4.6 vs 4.5

PayPal is better at number of features than Wise: 84 vs 8

What's the difference between Wise and PayPal?

Wise and PayPal are both prominent players in the online financial services industry, but they have distinct primary focuses and features that set them apart, which can influence your choice based on your specific financial needs.Wise is primarily known for its specialization in international money transfers and transparent currency exchange rates. It places a strong emphasis on providing cost-effective and transparent cross-border...

Wise: Pros & Cons

Cost-effective transactions: Wise offers some of the lowest fees for international money transfers
Transparent pricing: The cost of each transaction on Wise is clearly stated upfront, with no hidden fees
Multi-currency functionality: Wise allows you to hold and manage multiple currencies in a single account
Limited traditional banking features: Wise doesn’t offer some of the traditional banking services like credit facilities
Dependence on other banking systems: For deposits and withdrawals, Wise still relies on traditional banking systems
Fluctuating exchange rates: Wise offers real-time exchange rates which are subject to fluctuation

Best features

  • - Real-time exchange rates

  • - Low-cost international transfers

  • - Multi-currency accounts

  • - Borderless debit card

  • - Batch payments

  • - Transparent fee structure

  • - Mobile app for on-the-go management

  • - Advanced security measures

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cash app logo

Description

Cash App is a mobile payment service developed by Square, Inc., allowing users to transfer money to one another using a mobile app. It also provides features like direct deposit, Bitcoin purchasing, and a debit card called Cash Card. Its user-friendly interface makes it easy for individuals to split bills, pay rent, or even tip professionals. It's available in the US and the UK.

Cash app compared to PayPal

PayPal has better positive reviews compared to Cash app: 95 vs 83

PayPal is better at customer service than Cash app: 4.5 vs 3.5

PayPal is better at value for money than Cash app: 4.6 vs 4.3

PayPal is more versatile than Cash app: 84 vs 11

Cash app: Pros & Cons

Ease of Use: Cash App has a user-friendly interface that makes it easy for anyone to use, even those with little to no experience with digital payment platforms
Instant Transfers: Cash App allows users to send and receive money instantly, making it a convenient choice for quick transactions
Security: Cash App uses encryption and fraud detection technology to protect users' personal and financial information.
Limited Availability: Cash App is only available in the United States and the United Kingdom, which limits its global usage
High Fees: Cash App charges a 3% fee to send money via linked credit card and a 1.5% fee for instant transfers to your bank account
Lack of Customer Support: Many users have reported that Cash App's customer service is not very responsive or helpful when dealing with issues or queries.

Best features

  • - Ease of Use

  • - Debit Card Cash

  • - Investment in stocks and Bitcoin

  • - Boosts

  • - Security

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authorize net logo

Description

Authorize.Net is a payment gateway provider that allows merchants to accept credit card and electronic check payments through their website and over an IP (Internet Protocol). It provides secure, reliable, and seamless transaction processing, fraud protection services, and simple integration options. It's suitable for businesses of all sizes and is widely used in e-commerce.

Authorize net compared to PayPal

PayPal is a better solution based on percentage of positive reviews than Authorize net: 95 vs 90

PayPal is a better solution for customer support than Authorize net: 4.5 vs 4.3

PayPal is easier to set up than Authorize net: 4.5 vs 4.2

PayPal is more suitable for small businesses thanks to its good value for money than Authorize net: 4.6 vs 4.3

PayPal has more features than Authorize net: 84 vs 33

Authorize net: Pros & Cons

Secure Transactions: Authorize.net uses advanced fraud detection tools to ensure secure transactions for businesses
Easy Integration: The software easily integrates with many existing e-commerce platforms, making it a convenient choice for many businesses
Customizable Solutions: Authorize.net offers customizable solutions that can be tailored to meet the specific needs of a business.
High transaction fees: Authorize.net charges a high transaction fee compared to other payment gateway providers
Complex setup process: The setup process of Authorize.net can be quite complicated and time-consuming for users who are not tech-savvy
Limited international functionality: Authorize.net has limited functionality for international transactions, which can be a major drawback for businesses with global customers.

Best features

  • - Payment Gateway

  • - Security

  • - Integration

  • - Advanced Features

  • - Reliability

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linkpoint connect logo
CRM

Description

LinkPoint Connect is a productivity tool that integrates email systems with CRM platforms. It simplifies data entry by enabling users to view, record, and create new CRM records directly from their email. Features include calendar syncing, email recording, contact management and more. It supports various platforms such as Microsoft Outlook, IBM Notes and mobile devices. It's designed to increase efficiency and streamline workflows.

Linkpoint connect compared to PayPal

PayPal has more positive reviews than Linkpoint connect: 95 vs 89

PayPal is more suitable for small businesses thanks to its good value for money than Linkpoint connect: 4.6 vs 4.4

PayPal has more features than Linkpoint connect: 84 vs 15

Linkpoint connect: Pros & Cons

Integration with CRM: LinkPoint Connect allows seamless integration with CRM systems, making it easier to track customer interactions and manage customer relationships
Enhanced Productivity: By integrating email and CRM, LinkPoint Connect saves time spent on data entry and switching between applications, thereby increasing productivity
Improved Data Accuracy: LinkPoint Connect ensures that all customer data is automatically updated and synchronized between the email and CRM systems, reducing the risk of errors and ensuring data accuracy.
Limited integration capabilities: LinkPoint Connect may not integrate well with some third-party applications, limiting its functionality and efficiency
High cost: The software can be quite expensive, especially for small businesses or individuals, making it less accessible for those on a tight budget
Learning curve: LinkPoint Connect can be complex to use and may require a significant amount of time to fully understand and utilize all its features.

Best features

  • - Integration with Email Platforms

  • - CRM System Compatibility

  • - Streamlined Workflow

  • - Comprehensive Features

  • - Customizable Options

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csg forte logo

Description

CSG Forte is a payment processing software designed for businesses of all sizes. It offers features such as electronic billing, mobile payments, and check processing. The software also provides fraud detection and security measures to ensure safe transactions. It's customizable, user-friendly, and integrates seamlessly with other business systems for efficient financial management.

Csg forte compared to PayPal

PayPal is a better solution based on percentage of positive reviews than Csg forte: 95 vs 89

PayPal pricing plans are more competitive than Csg forte: 4.6 vs 4.4

PayPal has more features than Csg forte: 84 vs 51

Csg forte: Pros & Cons

Efficiency and Ease of Use: CSG Forte's user-friendly interface allows for easy navigation and efficient operation, reducing the time spent on payment processing
Versatility: The software supports multiple payment methods such as credit cards, debit cards, and ACH payments, making it versatile for various business needs
High Security Standards: CSG Forte prioritizes security with its robust encryption and compliance with PCI DSS standards, ensuring the safety and accuracy of transactions.
Potential high cost: Depending on the size of the business and the volume of transactions, the cost of using CSG Forte may be high compared to other payment processing solutions
Limited customization: While CSG Forte offers a wide range of features, it may not offer enough customization options to fully meet the specific needs of some businesses
Learning curve: Despite its user-friendly interface, new users may still face a learning curve when first using CSG Forte, which could temporarily affect efficiency.

Best features

  • - Automated Recurring Payments

  • - Secure storage of customer data

  • - Real-time reports and analysis

  • - Support for multiple payment methods

  • - Robust Security Measures

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Braintree Logo

Description

Braintree brings value to businesses by providing a seamless and secure payment processing solution. Their platform allows businesses to accept payments from customers globally, across different channels and devices. With features like fraud protection, recurring billing, and customer vault, Braintree simplifies the payment experience for businesses and enhances customer trust.

Braintree compared to PayPal

PayPal is a better solution based on percentage of positive reviews than Braintree: 95 vs 74

PayPal is a better solution for customer support than Braintree: 4.5 vs 3.4

PayPal is better at ease to use than Braintree: 4.5 vs 3.7

PayPal is better at value for money than Braintree: 4.6 vs 3.7

PayPal is better at number of features than Braintree: 84 vs 15

Braintree: Pros & Cons

Seamless Payment Processing: Braintree enables hassle-free payment processing for your customers
Global Payment Reach: Accept payments from customers around the world with Braintree's global payment capabilities
Robust Security: Protect your customers' data with Braintree's advanced security features and PCI compliance.
Complex Integration Process: Integrating Braintree into your business can be time-consuming and require technical expertise
High Transaction Fees: Braintree may have higher transaction fees compared to other payment processors, reducing your profit margins.
Limited Payment Options: Braintree may not offer a wide range of payment options, which can limit customer convenience

Best features

  • - Seamless Payment Processing

  • - Global Expansion Made Easy

  • - Advanced Fraud Protection

  • - Subscription Management

  • - Developer-Friendly APIs

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logo cashfree

Description

Cashfree is a next generation payments and banking technology company that helps 50,000+ Indian businesses collect and disburse payments via more than 100+ payment modes.

Cashfree compared to PayPal

Cashfree has better positive reviews than PayPal: 96 vs 95

PayPal is more suitable for small businesses thanks to its good value for money than Cashfree: 4.6 vs 4.4

PayPal is more versatile than Cashfree: 84 vs 28

Cashfree: Pros & Cons

Save time and effort: Cashfree allows you to streamline your payment processes, saving you valuable time
Enhanced security: Cashfree provides secure and encrypted transactions, ensuring the safety of your customers' financial information
Easy integration: Cashfree can seamlessly integrate with your existing business systems, making implementation quick and hassle-free
Higher transaction fees: Cashfree charges higher transaction fees compared to other payment gateway options
Limited payment options: Cashfree may not support all payment methods, limiting the convenience for customers
Lack of brand recognition: Cashfree may not be as well-known as other popular payment gateways, affecting customer trust

Best features

  • - Instant settlements

  • - User-friendly dashboard

  • - Low transaction fees

  • - Advanced fraud detection system

  • - Customized payment pages

  • - Easy integration

  • - Multiple payment modes

  • - 24/7 customer support

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logo gocardless

Description

With GoCardless, you can drastically reduce unpaid bills by facilitating direct debits from your customers.

GoCardless compared to PayPal

PayPal is a better solution based on percentage of positive reviews than GoCardless: 95 vs 77

PayPal is a better solution for customer support than GoCardless: 4.5 vs 3.5

PayPal is easier to set up than GoCardless: 4.5 vs 4.0

PayPal is more suitable for small businesses thanks to its good value for money than GoCardless: 4.6 vs 3.8

PayPal has more functions than GoCardless: 84 vs 16

Best features

  • - Collection of recurring payments

  • - Collection of one-time payments

  • - Reduction of payment failures

  • - Optimised payment pages

  • - Real-time monitoring

  • - Advanced fraud prevention

  • - Automated reconciliation

  • - International payments

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logo payu

Description

Payment solutions built to work for your business; Offer your customers a secure payment gateway; 150+ payment modes with best success rates

PayU compared to PayPal

PayPal has better positive reviews compared to PayU: 95 vs 88

PayPal is better at customer service than PayU: 4.5 vs 3.5

PayPal is more suitable for small businesses thanks to its good value for money than PayU: 4.6 vs 4.3

PayPal is better at number of features than PayU: 84 vs 40

Best features

  • - Instant settlements

  • - Delight customers with 150+ payment modes

  • - Global growth

  • - Get industry best success rates

  • - Fraud detection & prevention

  • - Subscription billing

  • - Dynamic routing

  • - PayU wallet

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logo mangopay

Description

Whether you are a marketplace, an e-shop, a crowdfunding platform or a B2B platform, MangoPay makes it easy for your customers to pay. Your payment flows are simplified, automated and secure.

MangoPay compared to PayPal

PayPal has better positive reviews than MangoPay: 95 vs 85

MangoPay is better at customer support than PayPal: 4.6 vs 4.5

PayPal is more suitable for small businesses thanks to its good value for money than MangoPay: 4.6 vs 4.4

PayPal is better at number of features than MangoPay: 84 vs 52

MangoPay: Pros & Cons

Secure and reliable payments: Mangopay ensures your transactions are safe and trustworthy
Global payment capabilities: Expand your business globally and accept payments from customers worldwide
Easy integration: Seamlessly integrate Mangopay into your platform and start accepting payments in minutes
Limited payment methods: Mangopay may not support all the payment methods that your customers prefer
Transaction fees: There may be transaction fees associated with using Mangopay, which can eat into your profits
Complex integration process: Integrating Mangopay into your platform may require technical expertise and time

Best features

  • - E-wallets & Ibanisation

  • - Anti-fraud

  • - User verification

  • - Payment methods & currencies

  • - White label solution

  • - Dispute management

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