My top 2 Stripe alternatives
By Edouard Rosenblum, Co-founder @Secret
I have explored various alternatives to Stripe and found three notable ones: PayPal, Square Point of Sale, and Razorpay.
Square Point of Sale
Square Point of Sale is another excellent alternative to Stripe. This platform not only allows businesses to accept payments but also provides a complete set of tools for managing sales, inventory, and customer relationships. For example, a restaurant owner can use Square Point of Sale to process payments at the table, track sales data, manage inventory, and build customer loyalty programs.
Razorpay
Razorpay is an India-based payment gateway that supports multiple payment methods including credit cards, debit cards, net banking, and popular wallets. It's known for its easy integration, robust security features, and transparent pricing. An e-commerce business, for instance, can use Razorpay to provide a seamless checkout experience for its customers while ensuring the highest level of security for their transactions.
List of Alternatives to Stripe
Here are some of Stripe's top competitors in the Payments category: Brex, Airwallex, Square Point of Sale or Razorpay.
50,000 points for $100,000 deposits in Brex business accounts
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50,000 points for $100,000 deposits in Brex business accounts
Get deal for freeBrex software is an expense management platform that allows you to centralize all your needs in one place: corporate cards, expense management or invoice payment.
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Access instant credit
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Manage your subscriptions
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Maximize your rewards
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Access comprehensive reports
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Secure your data perfectly
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Benefit from comprehensive support
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Connect all your business tools
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Centralize your needs
Essentials
$0 (Freemium)Enterprise
Custom pricingPremium
$12 per month
Why is Brex a good alternative to Stripe?
Brex provides a compelling alternative to Stripe for businesses by offering a unique blend of financial services tailored for startups and small companies. While Stripe excels in payment processing, Brex goes further. It extends credit to businesses, simplifying expense management with corporate cards, expense tracking, and rewards. This means startups can access both financing and payment processing within a single platform, unlike Stripe's singular focus on payments. Brex's seamless integration with popular accounting software and its ability to grant credit to companies without a credit history make it a valuable choice, particularly for emerging businesses seeking financial flexibility beyond traditional payment processing.
What's the difference between Brex and Stripe?
See the full comparison between Stripe & Brex
$50,000 in fee-free FX conversions
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$50,000 in fee-free FX conversions
Get deal for freeAirwallex offers a comprehensive suite of business solutions for SME’s and global enterprises. The suite includes an all-in-one global business account, multi-currency expense cards, FX transfers, expense management and online payments to enable companies to expand their business globally and accelerate growth.
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Fast international payments
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Easy payment collection
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Global account
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Efficiently manage company and employee expenses
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Customizable API
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Integrations with the best tools
Custom
Custom pricingExplore (Free)
$0 (Freemium)Grow
$99 per monthAccelerate
$499 per month
What's the difference between Airwallex and Stripe?
See the full comparison between Stripe & Airwallex
Square Point of Sale brings value by providing a user-friendly and efficient platform for businesses to accept payments, manage inventory, track sales, and gain insights through advanced analytics, all while providing a seamless customer experience.
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Employee management
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Inventory management
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Customizable dashboard
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Swipe, chip, and tap
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Transaction history
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Receipt options
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Alerts/notifications
In-person
2.6% + 15 cents per transactionManually entered
3.5% + 15 cents per transactionOnline
2.9% + 30 cents per transactionInvoices
3.3% + 30 cents per transaction
Why is Square Point of Sale a good alternative to Stripe?
I find Stripe to be an excellent alternative to Square Point of Sale due to its diverse range of features and capabilities. Stripe's API allows for a high degree of customization, providing the flexibility to create a payment system that best suits my business needs. It also supports a wider range of payment options, including digital wallets like Apple Pay and Google Pay, which enhances customer convenience. Additionally, Stripe's transparent pricing structure with no hidden fees gives me confidence in its cost-effectiveness. Furthermore, it excels in handling international transactions, making it ideal for businesses operating globally. Lastly, Stripe's robust security measures ensure the safety of transactions, instilling trust in both me and my customers.
What's the difference between Square Point of Sale and Stripe?
See the full comparison between Stripe & Square Point of Sale
Simplify your payments, streamline your finances
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First $50,000 in transactions free
Get dealRazorpay is a comprehensive online payment solution platform that offers a wide range of services such as a payment gateway, payment links, payment pages, and payment buttons, catering to both online and offline businesses.
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Payment links
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Secure transactions
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Payment gateway
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API-driven automation
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Multiple payment modes
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Payment pages
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Instant settlements
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RazorpayX
Why is Razorpay a good alternative to Stripe?
I find Stripe a compelling alternative to Razorpay due to its wider range of features and international coverage. Stripe supports over 135 currencies, making it an excellent choice for businesses with a global customer base. It also offers robust APIs that allow seamless integration with various platforms and applications, providing flexibility and convenience. Additionally, Stripe's transparent pricing structure is a big plus. Unlike many other payment gateways, Stripe has no hidden fees or additional charges for international transactions. Their customer support is also exceptional, providing prompt and efficient solutions to any issues that may arise. Lastly, the user interface is intuitive and easy to navigate, making it suitable even for those with little technical knowledge. Therefore, despite being a bit more expensive than Razorpay, the comprehensive services offered by Stripe make it worth considering.
What's the difference between Razorpay and Stripe?
See the full comparison between Stripe & Razorpay
Optimize the creation and management of your e-commerce website
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$1/month for the first 3 months + 25% off annual plans
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$1/month for the first 3 months + 25% off annual plans
Get deal for freeThe Shopify tool will allow you to create or migrate your optimized online store. Your e-commerce website will then benefit from the tools you need to attract customers, and boost your sales, by allowing you to manage your website with ease.
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Optimize your campaigns and sales
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Be present on all channels
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Mobile management and shopping
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Build your online presence
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Manage your inventory, sales, and payments
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Create your online store
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Organize your digital marketing campaigns
Basic
$39 per monthShopify
$105 per monthAdvanced
$399 per monthPlus
$2300 per monthA solid and scalable ecommerce platform
Shopify offers a comprehensive platform to create and manage an online store, from catalog to orders and payments, with a vast app ecosystem. Its shift toward AI-assisted commerce is particularly interesting. Merchants can also consult verityscore.io to assess their store’s readability by AIs and llmtxt.info to understand the role and limits of llms.txt. Together, shopify.com, verityscore.io and llmtxt.info provide complementary resources to approach modern e-commerce with confidence.
August 11, 2026
What's the difference between Shopify and Stripe?
See the full comparison between Stripe & Shopify
Braintree is a flexible payment platform by PayPal that helps businesses accept, process, and scale online payments globally using cards, wallets, subscriptions, and local payment methods.
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Built-in fraud protection
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Wallet and payment method integration
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Global payment support
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Subscription and recurring billing
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Developer-friendly APIs
2 months free on the Basic and Smart plans
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2 months free on the Basic and Smart plans
Get deal for freeQonto makes it easier to manage your daily finances (credit cards, expense report and accounting). All of it, with no hidden fees or bad surprises.
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Simplified accounting
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Multiple accounts
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Integrations
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Mobile app manageability
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Expense categorization
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Payment tracking
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Multi-user access
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Freezing cards
Basic
$11 per monthSmart
$23 per monthPremium
$45 per month
Easily manage your subscriptions, recurring payments, billing and accounting. All with automation and reporting features.
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Management of recurring payments
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Flexible billing options
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Management of recurring invoicing
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Robust integrations
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Analytics & reporting
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Accounting management
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Automated dunning management
Enterprise
Contact salesStarter
$0 (Freemium)Performance
$599 / month
What's the difference between Chargebee and Stripe?
See the full comparison between Stripe & Chargebee
Get a $200 gift card on your first payment of $500
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Get deal for freeThe Melio solution facilitates the management of your company by simplifying your payments. You can make all your expense payments and invoices online. At any time, you decide how to pay your suppliers and subcontractors.
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Automate your payments
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Maintain full control over operations
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Streamline your workflow
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Pay with ease
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Get paid with peace of mind
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Centralize your needs
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Receive payments faster
What's the difference between Melio and Stripe?
See the full comparison between Stripe & Melio
Venmo is a convenient mobile payment service that allows users to easily send money to friends and family, split bills, and make purchases. It eliminates the need for physical cash, checks, or bank transfers, making transactions seamless and hassle-free.
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Instant transfer
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Secure data storage
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Pay with Venmo
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Data synchronization
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Partial payments
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Customer engagement
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Split the bill
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Venmo rewards
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Venmo card
Maxio allows you to bill users easily, with any subscription type you need. Manage subscriptions and give users access to a clear and transparent billing process.
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Automated dunning
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Usage-based billing
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Customizable invoicing
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Manage subscriptions
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Set up your billing processes
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Integrations
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Data & Analytics
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Revenue reports
Scale
Book a demoGrowth
Book a demoEssential
$599 / month
Waived fees for the first 90 days
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Waived fees for the first 90 days
Get deal for freeGoCardless is a platform specializing in direct bank payments, designed to simplify and automate the process of collecting both one-off and recurring payments. It helps you avoid the high fees associated with card payments and reduces the administrative burden.
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Intelligent retry
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International payments
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Bank account data access
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Customizable dashboard
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Advanced security
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Automated recurring payments
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Instant, one-off payments
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Integrations
Whether you are a marketplace, an e-shop, a crowdfunding platform or a B2B platform, MangoPay makes it easy for your customers to pay. Your payment flows are simplified, automated and secure.
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White label solution
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Dispute management
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Anti-fraud
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User verification
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E-wallets & Ibanisation
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Payment methods & currencies
What's the difference between MangoPay and Stripe?
See the full comparison between Stripe & MangoPay
20% off annual plans
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Get deal for freeThe Gmail email tool is a central part of your workflow. Streak for Gmail allows you to gain performance through the many features specifically designed to unleash the potential of Gmail for business.
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Streamline your sales with email tracking
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Customize your pipelines with conditional formatting
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Maintain efficiency anywhere
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Benefit from numerous integrations
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Optimize teamwork
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Automate your sales pipeline
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Get a CRM integrated with Gmail
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Never miss a deadline with task reminders
Free
Pro
$59 / user / monthPro+
$89 / user / monthEnterprise
$159 / user / month
Business account and company cards
1.0/5
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Redeemed by 582 members
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First month free on the Basic, Grow, or Scale plan
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First month free on the Basic, Grow, or Scale plan
Get deal for freeWith Revolut Business, you can manage your business finances without any headaches. Pro account, company cards, transfers, expenses, everything is done online in a few clicks.
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Open banking
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Online transfers and payments
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Subscriptions
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Expenses
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Business integrations
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Cards
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Multi-currency accounts
Basic
From €10/monthGrow
From €30/monthScale
From €90/monthEnterprise
Custom pricingSimo Tori
Racism when opening
My experiences with Revolut Business were extremely disappointing and left me with a sense of discrimination. I tried to open a business account to start a new company in the cryptocurrency field. Revolut required extensive documentation and papers from me: the origin of the funds, the company headquarters, invoices, and certificates of the website owner. I submitted all the requested documents, yet it never seemed to be enough – additional proof was demanded time and again. In the end, I received a notification that Revolut would not open a business account for me. What really irritated me was the fact that my wife (of German nationality) opened a nearly identical account without even a fraction of this proof being required of her. Her account was activated within a day, with no additional requirements. This leaves me with the impression that unequal standards are being applied here, which I find unfair.
December 11, 2024
10% off 1st purchase
Get deal for freeSumUp is a leading financial technology company that empowers small businesses with accessible, easy-to-use payment solutions. Its platform enables you to accept card payments in-store, online, and on the go.
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Business account and card
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Team management
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Integrations
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Payment links and invoicing
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Accept card payments anywhere
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Online store builder
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Reporting and analytics
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Loyalty program
Whether you are selling online or collecting in-store, Payplug is an alternative to traditional banks and makes it easy for your customers to manage their payments.
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Recurring payments
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Mobile app
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International payments
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Online payments
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Fraud detection
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In-store payments
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Conversational commerce
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E-commerce compatibility
Starter
$10 / monthPro
$31 / monthPremium
$83 / month
Waived fees on your next €25,000 in payment processing
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Waived fees on your next €25,000 in payment processing
Get deal for freeMollie is a European payment platform that helps businesses accept online and in-person payments through a single integration. It supports card, wallets, local payment methods, subscriptions, and recurring billing with transparent pricing and a clean setup.
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Mollie Connect for marketplaces
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Multi-method payment support
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Developer-friendly API
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Plugin integrations for popular platforms
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Recurring payments and subscriptions
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Transparent transaction-based pricing
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Real-time payment dashboard
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Multi-currency payment support
Paddle is a comprehensive billing solution designed for SaaS and digital product companies, offering payment processing, tax compliance, subscription management, and revenue reporting as a Merchant of Record (MoR).
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Failed payment recovery
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Invoicing automation
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Revenue reporting
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Merchant of Record (MoR) service
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Fraud protection
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Subscription billing
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Tax compliance
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Multi-currency checkouts
Revolut Business is an online account for professionals. Multi-currency, it allows you to easily trade internationally. Thanks to its comprehensive and easy-to-use features, this internet banking account is suitable for all types of businesses.
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Secure your financial transactions
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Enjoy the benefits of automation
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Customise your payment approvals
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A high-performance multi-currency account
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Save time with accounting integrations
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Centralize and track your financial flows
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Get paid faster with Revolut Invoices
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Issue corporate cards to your team
Free
Grow
$25 / monthScale
$100 / month
Telr is a premier online payment gateway designed to support e-commerce businesses across the MENA region. Established in 2014, Telr offers a robust platform that facilitates secure and convenient online transactions.
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Fraud prevention tools
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Multi-currency support
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PCI DSS level 1 certification
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Seamless integration
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Comprehensive analytics
Payoneer is a global payments platform that lets businesses and freelancers send, receive, and manage payments across borders. It supports multi-currency accounts, local receiving accounts in major markets, and payouts to over 190 countries, with tools for invoicing, tax compliance, and workforce payments built in.
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Marketplace integrations
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Workforce management
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Currency conversion and withdrawals
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Working capital
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Tax and compliance tools
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Multi-currency receiving accounts
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Mass payouts
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Commercial Mastercard
Customer payments blocked for months - without reason and without any explanation
I'm issuing a strong warning to professionals and ambitious individuals: do not use Payoneer under any circumstances. My funds were blocked for months without any valid reason or explanation, which severely impacted my business and cash flow. Their so-called customer service is ineffective and useless, providing only vague answers without any real solution. This situation forced me to file a complaint with the police and start legal proceedings to recover my own money – a considerable waste of time and energy, simply because of what seems like organized theft tactics. I absolutely do not recommend Payoneer to anyone who values their work, time, and financial security.
September 11, 2025
Why is Payoneer a good alternative to Stripe?
I find Payoneer to be a great alternative to Stripe due to several reasons. First, Payoneer offers a more comprehensive set of payment solutions, supporting over 200 countries and 150 currencies. This makes it an ideal choice for businesses looking to operate globally. Secondly, Payoneer's fees are generally lower compared to Stripe, which can make a significant difference for small businesses or startups. Thirdly, Payoneer provides excellent customer service, available 24/7 in multiple languages. Lastly, Payoneer allows direct withdrawal from your account to your local bank account, which is not always possible with Stripe. These features make Payoneer a competitive and valuable alternative to Stripe.
What are the differences between Payoneer and Stripe?
By comparing these 2 services, I find that Payoneer and Stripe, while both being online payment platforms, have some key differences. Payoneer is an online money transfer service that allows businesses to pay and get paid as easily globally as they do locally, focusing on providing international money transfers. It's optimal for freelancers and professionals looking to receive payments from abroad.
However, Stripe is a technology company that builds economic infrastructure for the internet. They primarily offer payment processing software and application programming interfaces (APIs) for e-commerce websites and mobile applications. This makes Stripe ideal for businesses seeking to integrate payment systems into their websites or apps seamlessly.
Moreover, Stripe supports a wider range of payment options such as Apple Pay and Google Pay, while Payoneer does not. However, Payoneer offers multi-currency accounts which can be beneficial for international transactions. Both services have different fee structures as well.
Wise revolutionizes the way you manage money internationally. This innovative platform offers transparent, low-cost currency exchanges, and cross-border payments so you can enjoy real exchange rates and swift transactions, making global finance simpler.
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Real-time exchange rates
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Batch payments
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Mobile app for on-the-go management
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Low-cost international transfers
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Borderless debit card
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Transparent fee structure
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Advanced security measures
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Multi-currency accounts
Why is Wise a good alternative to Stripe?
As a business owner, I find Wise, formerly known as Transferwise, a great alternative to Stripe for several reasons. First, Wise offers a significantly lower transaction fee compared to Stripe. This is crucial for businesses like mine where margins are tight. Second, Wise supports a broader range of currencies, which is beneficial for businesses operating internationally. Third, Wise provides the real exchange rate without any markup, making it more cost-effective for cross-border transactions. Lastly, the platform's user-friendly interface and excellent customer service make it easy to manage transactions and resolve issues quickly. Therefore, considering all these factors, Wise emerges as a cost-effective and reliable payment solution for businesses.
What are the differences between Wise and Stripe?
I have used both Wise (formerly TransferWise) and Stripe, and while they both handle online transactions, they serve different objectives. Stripe is primarily a payment gateway, designed for businesses to accept online payments from customers. It supports different payment methods like credit cards, debit cards, and even cryptocurrencies. It also offers additional services such as fraud prevention, business management, and subscription models.
On the other hand, Wise is more focused on international money transfers for both individuals and businesses. It allows you to receive and send money abroad with low fees and the real exchange rate. You can also hold and manage money in multiple currencies with a Wise account. While Stripe handles the business side of online transactions, Wise is more about personal or business international money transfers.
Cash App is a mobile payment service developed by Square, Inc., allowing users to transfer money to one another using a mobile app. It also provides features like direct deposit, Bitcoin purchasing, and a debit card called Cash Card.
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Investment in stocks and Bitcoin
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Debit card cash
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Boosts
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Ease of use
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Security
Pronslaw Recovery
how i was able to get my money back
Oh!, it's really weird that even with all my documents and verification of my account, they still don't allow withdrawal and it clearly doesn't make sense. Submitted it to (ERIB .IO or via WhatsApp +1 (657) 257‑9856 and luckily got it back. I really advise everyone not to invest with this company.
March 12, 2025
Authorize.net is a reliable payment gateway that enables businesses to securely accept credit card, debit card, and e-check payments online, in person, or via mobile devices. It offers robust fraud detection and seamless integrations with e-commerce platforms.
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Payment processing
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Advanced fraud detection
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Recurring billing
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Developer APIs
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Reporting and analytics
Why is Authorize.net a good alternative to Stripe?
I believe Authorize.Net is a good alternative to Stripe due to several reasons. Firstly, it offers a wide range of payment options including credit cards, e-checks, and digital payments like Apple Pay and PayPal. This makes it convenient for customers with diverse payment preferences. Secondly, it has robust security measures in place such as Advanced Fraud Detection Suite (AFDS) which helps in preventing fraudulent transactions. Furthermore, Authorize.Net provides excellent customer support with a team available 24/7 to assist with any issues. It also boasts a superior API for custom integration, making it easier for businesses to incorporate it into their systems. Lastly, while both Authorize.Net and Stripe have similar pricing, businesses that process a high volume of transactions may find Authorize.Net more cost-effective due to its cap on monthly fees.
What are the differences between Authorize.net and Stripe?
I have noticed several key differences between Authorize.Net and Stripe, two popular online payment processing platforms. Firstly, Authorize.Net mainly serves as a gateway, meaning it connects a merchant's website to the appropriate credit card networks for transaction processing. In contrast, Stripe is a full suite payment service provider, offering a gateway and a merchant account.
Secondly, pricing models vary between the two. Authorize.Net uses a monthly fee model along with transaction fees, while Stripe charges a flat rate per transaction, with no monthly fees. This makes Stripe more cost-effective for small businesses or startups.
Lastly, in terms of international business, Stripe supports more countries and currencies compared to Authorize.Net. Also, Stripe's API is more developer-friendly, offering more customization options. Both have their strengths and are reputable in their domain; the choice depends on the specific needs of the business.
Emburse Cards is a software solution that provides businesses with virtual and physical cards to manage company expenses. It offers features like real-time tracking, spending controls, and integration with accounting systems. This tool helps streamline expense management, improve compliance, and reduce fraudulent activities. It's suitable for businesses of all sizes across various industries.
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Real-Time Tracking and Policy Enforcement
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Card Issuance
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Robust Reporting Capabilities
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Integration with Accounting Systems
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Expense Management
Payment solutions built to work for your business; Offer your customers a secure payment gateway; 150+ payment modes with best success rates
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Dynamic routing
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PayU wallet
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Subscription billing
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Get industry best success rates
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Global growth
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Delight customers with 150+ payment modes
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Instant settlements
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Fraud detection & prevention
WeFunder helps everyone invest in startups that they care about.
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Low fees
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Full compliance
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Investor relations
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No minimum investment
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Social media integration
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Customizable campaigns
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Equity crowdfunding
Cashfree is a next generation payments and banking technology company that helps 50,000+ Indian businesses collect and disburse payments via more than 100+ payment modes.
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Instant settlements
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Low transaction fees
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Customized payment pages
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Multiple payment modes
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24/7 customer support
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Advanced fraud detection system
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Easy integration
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User-friendly dashboard
Tremendous is a specialized payouts platform designed to help businesses distribute rewards, incentives, and reimbursements to anyone in the world.
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Robust developer API
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Bulk payment processing
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Global payout options
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Custom branding and messaging
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Comprehensive reporting and tracking
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