6 Best Alternatives to Stripe in March 2023

Alternatives & Competitors to Stripe

Here are competitors or alternatives to Stripe and other similar Online Banking software. You need to consider some important factors when choosing the right tool for your business that's similar to Stripe, like the main features of each solution, ease of use of user interface, pricing or value for money for instance. Each software has its pros and cons so it's up to you to choose the best alternative to Stripe that meets the needs of your business. To help you compare each service and choose the right solution, we have put together a list of the best competitors of Stripe like: Qonto, Chargebee, Dougs or Mangopay.

List of Alternatives to Stripe

From Online Banking tools, we have selected the best alternatives to Stripe based on reviews for each solution and similarities with Stripe. Of course, each solution has its benefits and drawbacks, and its own features but, whether you are a small business, a startup or a large enterprise, you will find the right choice that empowers your projects.

logo qonto


The all-in-one business account

Best features

  • - Simplified accounting

  • - Multiple accounts

  • - Integrations

Why is Qonto a good alternative to Stripe?

Qonto is a great alternative to Stripe because it offers a wide array of features that can help businesses streamline their operations. Qonto offers real-time accounting features so that businesses can easily keep track of their income and expenses. It also offers comprehensive management and automation tools so businesses can easily keep track of their finances. Moreover, it has a modern mobile app that allows businesses to have easy access to their financial information on the go. Furthermore, its team provides excellent customer support so businesses can get any help they need quickly and efficiently.

What are the differences between Qonto and Stripe?

Qonto and Stripe are both payment processing services, however, Qonto provides a fully-fledged banking service as well as business payment processing. It allows companies to open multiple bank accounts and manage each one's bank transactions and finances with a single prepaid Mastercard. On the other hand, Stripe is solely a payment processing service, providing services like online payments, recurring payments and invoicing. In addition, Qonto provides services tailored to startups, such as business analytics while Stripe does not have these extra services.

Qonto: Pros & Cons

Customer service: Qonto’s customer support is competent and very responsive
Many company statuses: The online bank accepts 7 different company types (including LTDs, EURL and SARL)
Many features: Qonto offers very relevant accounting or investment features
Basic offer: The Basic price plan is too limited
Monthly constraints: There is a monthly limit to the number of transfers and cash-ins
Lack of certain services: The neobank does not offer banking products, overdraft or chequebook

Qonto pricing


$9 / month


$20 / month


$30 / month
3 months free on Essential (for businesses), 4 months free on Smart, or 7 months free on the Basic plan (for freelancers) (up to $100)
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logo chargebee


Billing and subscription management for SaaS B2B

Best features

  • - Subscription Management

  • - Management of recurring invoicing

  • - Management of recurring payments

  • - Accounting management

  • - Analytics & reporting

Why is Chargebee a good alternative to Stripe?

Chargebee is a good alternative to Stripe because it provides more comprehensive features than Stripe. Chargebee offers an integrated billing platform, with features such as subscription management, coupon codes, automated invoicing, and payment analytics. It also offers a customer management system, allowing businesses to better manage relationships with customers and support agents. On top of that, Chargebee provides a comprehensive API for companies looking to integrate with their existing platform. Additionally, its pricing structure is designed to be more cost-effective than Stripe, allowing businesses to lower their transactional fees. Ultimately, with its comprehensive feature set and cost-effective pricing structure, Chargebee is a great alternative to Stripe.

What are the differences between Chargebee and Stripe?

Chargebee is a subscription billing and recurring payments platform, while Stripe is a payment processor. Chargebee includes features for subscription management like automation setup, subscription lifecycle management, and subscription analytics. It also provides invoicing and payment processing features, including instant dunning, tax calculation, and credit card fraud protection. Stripe provides payment processing services like payment processing, fraud management, data storage, and recurring payments. It does not include the same subscription management and analytics features that Chargebee provides, and instead focuses on foundational payment processing.

Chargebee: Pros & Cons

All-in-one: This billing software brings together all the useful features for billing, revenue, subscriptions, etc.
Customer support: The support is responsive
Integration: The tool can be integrated with several other platforms
Pricing: The price can be high for a small business
Complexity: Some services are difficult to understand at first and require learning
Bugs: Problems sometimes appear, even if they are easily solved by the customer service

Chargebee pricing


$249 / month


$549 / month
Free access to Rise Plan (300$/month) for 2 years from date of coupon application (up to $7,200)
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logo dougs


An online accountant for better management and more efficiency.

Best features

  • - Save time and get an up-to-date account overview

  • - Track your figures in real time

  • - Benefit from payroll features

  • - Benefit from advice regarding legal formalities

Why is Dougs a good alternative to Stripe?

Doug is a good alternative to Stripe because it offers a wide range of features at an affordable price. Doug has no added fees, unlike Stripe, and offers unlimited transactions and 24/7 support. It is also easy to integrate into any website or application and comes with a plethora of analytics tools. These features make it a great option for businesses looking for a reliable and cost-effective payment processor.

What are the differences between Dougs and Stripe?

Doug's is a payment platform tailored to small businesses and merchants, which can be used for online and physical purchases. Stripe is a payment platform at a larger scale, providing services such as fraud protection, global payment processing, and business intelligence. Doug's is more of a hands-on service product and is tailored to smaller businesses, whereas Stripe is a more expansive, expansive service platform with a larger customer base. Doug's focuses on providing a holistic service to merchants while Stripe offers a variety of services that can be used by bigger businesses.

Dougs: Pros & Cons

Price: The price of this service depends on the type of company and is less expensive than using an accountant
Versatility: The tool can be adapted to all types of companies
Time saving: The online service, mobile application, synchronization with the bank account, etc. save time
Customer service: Support teams are available and responsive
Missing features: Some services are missing and processes cannot be automated
Learning time: Sometimes it takes a little practice to understand how it works

Dougs pricing

Essential Package

$49 / month

Freedom Pack

$80 / month

Creator Pack

$152 / month
2 months free (Pack Liberté) and 50€ discount on your business registration (up to $138)
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logo mangopay


Secure online payment solution

Best features

  • - E-wallets & Ibanisation

  • - User verification

  • - Anti-fraud

  • - White label solution

  • - Payment methods & currencies

Why is Mangopay a good alternative to Stripe?

Mangopay is a good alternative to Stripe because it offers the same level of payment security that Stripe provides, but also includes features that are tailored to meet the needs of FinTech and Marketplace businesses. With Mangopay, businesses can process payments and manage settlements with multiple currencies, enjoy robust risk management tools, and access multi-factor authentication and complex fraud prevention systems. Mangopay also features dedicated account managers and an API that makes it easy to integrate with third-party software and services. Ultimately, Mangopay provides more features and customization than Stripe, all while maintaining the same payment security standards.

What are the differences between Mangopay and Stripe?

Mangopay and Stripe are two payment processing services. Mangopay is a payments solution specifically designed for marketplaces and crowdfunding platforms, while Stripe is a payment processing platform that allows businesses to take payments directly on their website or application. Mangopay is particularly strong at handling risk assessment, fraud prevention and customer onboarding, while Stripe is optimized for single payments, recurring payments and subscriptions. Mangopay remains in control of the customer’s payment experience, while Stripe allows merchants to add customizations to their payment experience. Stripe has largely been a service geared towards businesses, while Mangopay is built to handle payments for marketplaces and crowdfunding platforms, allowing the platform owner to manage hold payments and reconciliations.

€50,000 free transaction volume for 6 months (up to $800)
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logo chargify


Subscription management software for B2B SaaS

Best features

  • - Set up your billing processes

  • - Manage subscriptions

  • - Revenue reports

  • - Data & Analytics

  • - Integrations

Why is Chargify a good alternative to Stripe?

Chargify is an excellent alternative to Stripe for those looking for an all-inclusive subscription management platform. Unlike Stripe, which is a payment processor, Chargify is a comprehensive suite of tools designed to help small and medium businesses manage their entire subscription business. It allows businesses to manage customers, automate payments and billing, generate custom reports and analytics, and more. With its easy-to-navigate dashboard, powerful API, and integrations with popular platforms and tools, Chargify provides an end-to-end solution for managing and growing a subscription business.

What are the differences between Chargify and Stripe?

Chargify and Stripe are similar in that they are both payment platforms that enable developers to securely process payments. However, Chargify offers additional features beyond just payment processing. Chargify enables recurring billing, subscription management, and subscription analytics, whereas Stripe does not. Additionally, Chargify provides user accounts for customers and merchants, whereas Stripe has no such feature. In terms of pricing, Chargify is more expensive than Stripe, as Stripe charges only a transaction fee and does not require any monthly fees. Chargify also offers support for multiple currencies, whereas Stripe only supports the currency of the country it is used in.

Chargify pricing


Contact sales


$599 / month


$1499 / month


$3499 / month
2 months free for a 1 year contract (14 months total) (up to $2,998)
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logo payplug


Omnichannel payment solution for SMEs

Best features

  • - Online payments

  • - In-store payments

  • - Conversational commerce

  • - E-commerce compatibility

Why is PayPlug a good alternative to Stripe?

PayPlug is an excellent alternative to Stripe as it offers many features and benefits that simplify the process of online payments. The platform has no setup fees, no monthly payments, and low transaction fees to make products and services affordable and accessible. It also offers various payment methods and a user-friendly interface, allowing users to send and receive payments via credit cards, PayPal, and Apple Pay. Furthermore, PayPlug has fraud-prevention systems in place to ensure transactions are secure and safe, as well as different customer support options to provide assistance. Ultimately, PayPlug is a cost-effective and reliable payment system for any business.

What are the differences between PayPlug and Stripe?

PayPlug and Stripe are two popular payment solutions for online businesses. The main differences between them are in their payment plans, technology, and geographic availability. PayPlug offers two payment plans - the Starter plan and the Pro plan. With the Starter plan, businesses can accept payments easily but without features such as recurring payments. The Pro plan comes with a range of features, including recurring payments and fraud protection. However, the pricing structure is different between the two plans. In terms of technology, Stripe has more advanced features such as instant bank transfers and integrated invoicing. Stripe also provides greater geographic coverage and can be used around the globe. In contrast, PayPlug is only available in most of Europe and the UK, which limits its appeal to the international businesses.

PayPlug pricing


$10 / month


$31 / month


$83 / month
3 months off on Pro or Premium plans (except Shopify plugin) (up to $150,000)
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