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4,4/5

Payoneer Reviews

22 reviews

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Payoneer is a secure and convenient software solution for entrepreneurs and businesses to manage global payments and multiple currencies. It enables quick access to funds, expanding global reach, streamlining financial operations, and reducing costs and delays associated with traditional banking methods. Payoneer's value lies in its ability to facilitate international transactions with ease and efficiency.
  • 01 What is Payoneer?
  • 02 Pros and cons from reviewers
  • 03 Main features
  • 04 How Payoneer compare to similar software?
  • 05 Who is Payoneer best for according to our reviewers?
  • 06 Payoneer Reviews

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01 What is Payoneer?

Payoneer is a prominent global payment platform that allows businesses and individuals to send and receive payments internationally. It provides a secure and user-friendly online platform, beneficial for freelancers, online sellers, and small businesses aiming to grow in the global market. Payoneer offers features like a multi-currency digital wallet, easy invoicing, and integration with global marketplaces. Users can receive payments from worldwide clients, withdraw funds in local currencies, and make payments to suppliers. Payoneer offers competitive exchange rates, low transaction fees, quick payment processing, personalized customer support, and comprehensive fraud protection. It is an efficient payment solution for freelancers and online sellers looking to simplify cross-border payments and achieve financial success globally.

02 Pros and cons from reviewers

Pros from reviewers

  • Quick and efficient customer service
    Payoneer's customer service is praised for its quick response time and efficient problem-solving capabilities

  • Essential for businesses and freelancers
    Payoneer is considered an essential service for businesses and freelancers, providing a primary payment solution that is highly recommended by its users

  • Reliable and consistent service
    Users have found Payoneer to be a reliable and consistent service, providing a sense of security and trust in their financial transactions

  • Complete online banking experience
    Payoneer offers a comprehensive online banking experience, allowing users to receive and spend money from almost anywhere in the world, making it a convenient and accessible service

  • Collaborative and secure platform
    Payoneer is seen as a collaborative organization that prioritizes user security, offering direct communication and thorough issue resolution.

Cons from reviewers

  • High fees
    Despite its many benefits, Payoneer has relatively high fees compared to other online payment services

  • Partial issue resolution
    Some users have reported that their issues were only partially addressed, leaving them with ongoing problems or concerns.

  • Limited service in some regions
    Although Payoneer is available in many countries, there are still some regions where the service is limited or not available

  • Delayed access to funds
    Some users have reported that Payoneer can hold funds for extended periods, causing inconvenience and potential cash flow issues

  • Inconsistent customer support
    While some users have praised Payoneer's customer support, others have found it lacking, with slow response times and unresolved issues

03 Main features

N/A

Free Plan

No

Multiple withdrawal options

Dedicated support

Global payment solutions

Seamless integrations

Competitive exchange rates

04 How Payoneer compare to similar software?

Payoneer and Wise are both prominent players in the realm of international financial services, each offering distinct approaches to managing cross-border transactions and currency exchange. Understanding the differences between these two platforms can guide you toward the most suitable choice for your global financial needs.


Payoneer is known for its versatility and comprehensive suite of global payment solutions. It caters to a wide range of users, including freelancers, e-commerce businesses, and professionals seeking a one-stop solution for international transactions. Payoneer offers multi-currency receiving accounts, a prepaid Mastercard for easy access to funds, and competitive exchange rates. This makes it an excellent choice for individuals and businesses looking for a versatile platform to manage their international finances.


On the other hand, Wise, formerly known as TransferWise, specializes in providing cost-effective international money transfers. It stands out for its...

05 Who is Payoneer best for according to our reviewers?

  • Freelancers
    Freelancers find Payoneer to be an excellent payment solution for their work, offering a complete online banking experience and allowing them to receive and spend money from home

  • Small Business Owners
    Despite the relatively high fees, small business owners find Payoneer to be a necessary service for their operations, appreciating its reliability and excellent customer service

  • Global Workers
    Payoneer is an excellent alternative for individuals working globally, allowing them to receive funds from almost anywhere in the world

  • Customers Seeking Quick Response
    Users who value quick and efficient customer service find Payoneer to be a suitable platform, as they often resolve issues within a day

  • Users Prioritizing Security
    Payoneer is seen as a very collaborative and secure platform, with the organization doing its best to address and fully resolve any concerns or issues.

06 Payoneer Reviews

4,4/5

Payoneer rating

4,5/5

Ease of use

4,0/5

Customer service

4,2/5

Value for money

8,51/5

Likelihood to recommend

4,3/5

Features

Leave a review
  • Taha Touati

    payoneer.com

    Customer payments blocked for months - without reason and without any explanation

    I'm issuing a strong warning to professionals and ambitious individuals: do not use Payoneer under any circumstances. My funds were blocked for months without any valid reason or explanation, which severely impacted my business and cash flow. Their so-called customer service is ineffective and useless, providing only vague answers without any real solution. This situation forced me to file a complaint with the police and start legal proceedings to recover my own money – a considerable waste of time and energy, simply because of what seems like organized theft tactics. I absolutely do not recommend Payoneer to anyone who values their work, time, and financial security.

    September 11, 2025

  • Georges E

    Payoneer is nothing but a thief, stealing money from its clients!

    My experience has been an absolute nightmare. I was using Payoneer for standard transactions with my business, and out of nowhere, they arbitrarily decided to close my account and abscond with €5,000 that was rightfully mine. To make matters worse, I can’t even access customer support since I'm no longer a client, and my emails go unanswered. This level of service is utterly disgraceful! Beware: countless others are suffering the same fate, often losing much more money than I did. I cannot stress enough: steer clear of this company. They are nothing but scammers who prey on honest users!

    November 4, 2024

  • Ruth R

    Efficient Fund Availability and Valuable Educational Resources: A Payoneer Review

    I've never had to wait more than 24 hours for funds to be available. Lastly, the educational resources provided by Payoneer have been very helpful

    August 17, 2024

  • Edward Smith

    Secure and Swift: Payoneer's Impressive Transaction Speed in the Digital Age

    knowing that my funds are protected is crucial in this digital age. The speed of transactions with Payoneer is impressive

    August 10, 2024

  • Emma C

    Stellar Performance by Payoneer

    Impressive service! I appreciate the outstanding customer support. However, I will withhold my final comments until my issue is completely resolved as it's currently only partially addressed.

    August 5, 2024

  • Hannah Smith

    Payoneer: Streamlining Small Business Accounting with QuickBooks Integration

    it's simple, professional, and efficient. As a small business owner, I've found Payoneer's integration with accounting software like QuickBooks to be invaluable

    July 30, 2024

  • Cynthia C

    Experiencing Top-Notch Security and Customer Service with Payoneer

    I've been using Payoneer for the past three weeks and I must say, their security measures are top-notch! Whenever I reach out to them, they assure me that a dedicated department is diligently reviewing my case - it's great to know they're so thorough! I had all my documents verified and approved before the transaction, which was a breeze. Their customer support is truly unique, they're always there to reassure me. It's been one of the most attentive customer service experiences I've ever had!

    July 21, 2024

  • Samantha

    Streamlined Invoicing for Independent Contractors

    I can manage my finances on the go, anytime, anywhere. As an independent contractor, the Request a Payment feature has streamlined my invoicing process

    July 15, 2024

  • Grace Williams

    Payoneer's Multi-Currency Feature Simplifies Global Transactions for Digital Nomads

    The multi-currency feature has simplified my global transactions immensely. As a digital nomad, the convenience of the Payoneer mobile app cannot be overstated

    July 8, 2024

  • Nicholas M

    Top Payment Solution for Freelancers: Payoneer

    As a freelancer, I've been using Payoneer as my primary payment solution for the past two years and it's been an excellent experience. I highly recommend them.

    July 1, 2024

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